Kentucky · HMDA 2025
Mortgage lenders in Simpson County, KY
145 lenders reported 1,102 home-loan applications in Simpson County in 2025. 635 closed as loans ($135.7M), 137 were denied — a 17.0% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 23% of applications, led by German American Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,102
- Loans originated
- 635
- Purchase / refinance
- 335 / 202
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Simpson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | German American Bank 75 out of 100, Strong | 99 | 9.0% | 17.2% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 78 | 7.1% | — |
| 3 | NVR Mortgage Finance, Inc. | 77 | 7.0% | — |
| 4 | Rocket Mortgage, LLC | 60 | 5.4% | — |
| 5 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 42 | 3.8% | 7.5% |
| 6 | Liberty | 41 | 3.7% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 38 | 3.4% | — |
| 8 | Franklin Bank & Trust Company 75 out of 100, Strong | 37 | 3.4% | 2.3% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 2.5% | — |
| 10 | Regions Bank 64 out of 100, Moderate | 26 | 2.4% | 43.1% |
| 11 | STOCKTON MORTGAGE CORPORATION | 23 | 2.1% | — |
| 12 | NEWREZ LLC | 21 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 21 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 20 | 1.8% | — |
| 15 | FIRST COMMUNITY MORTGAGE, INC. | 19 | 1.7% | — |
| 16 | Mortgage Research Center, LLC | 18 | 1.6% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 1.4% | 39.5% |
| 18 | Loandepot.Com, LLC | 14 | 1.3% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 1.2% | — |
| 20 | Abound Federal Credit Union 81 out of 100, Strong | 13 | 1.2% | 18.6% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.1% | — |
| 22 | American Bank & Trust Company, Inc. 59 out of 100, Moderate | 12 | 1.1% | 4.2% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.0% | 14.1% |
| 24 | SPRING EQ, LLC | 11 | 1.0% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 10 | 0.9% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 10 | 0.9% | 33.8% |
| 28 | Magnolia Bank, Incorporated 49 out of 100, Below average | 10 | 0.9% | 10.3% |
| 29 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 30 | Farm Credit Mid-America | 9 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 9 | 0.8% | — |
| 32 | FIRSTTRUST HOME LOANS, INC. | 8 | 0.7% | — |
| 33 | Edmonton State Bank 82 out of 100, Strong | 8 | 0.7% | 15.9% |
| 34 | ACOPIA, LLC | 8 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 36 | CMG MORTGAGE, INC. | 7 | 0.6% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 38 | Truist Bank 63 out of 100, Moderate | 7 | 0.6% | 40.8% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.6% | 22.2% |
| 40 | Broker Solutions, Inc. | 7 | 0.6% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps