Maryland · HMDA 2025
Mortgage lenders in Kent County, MD
169 lenders reported 854 home-loan applications in Kent County in 2025. 438 closed as loans ($112.3M), 138 were denied — a 23.0% denial rate on decided applications, close to the Maryland rate of 23.9%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 854
- Loans originated
- 438
- Purchase / refinance
- 213 / 148
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kent County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 62 | 7.3% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 50 | 5.9% | — |
| 3 | PNC Bank, National Association 62 out of 100, Moderate | 42 | 4.9% | 33.8% |
| 4 | Truist Bank 63 out of 100, Moderate | 31 | 3.6% | 40.8% |
| 5 | NEWREZ LLC | 27 | 3.2% | — |
| 6 | The Peoples Bank | 27 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.9% | — |
| 8 | Atlantic Coast Mortgage, LLC | 22 | 2.6% | — |
| 9 | FIRST HOME MORTGAGE CORPORATION | 21 | 2.5% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 2.3% | 39.5% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 2.2% | — |
| 12 | NFM, INC. | 19 | 2.2% | — |
| 13 | Mortgage Research Center, LLC | 18 | 2.1% | — |
| 14 | GUILD MORTGAGE COMPANY | 17 | 2.0% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 16 | 1.9% | — |
| 16 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 14 | 1.6% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.5% | 32.9% |
| 18 | Shore United Bank, N.A. 61 out of 100, Moderate | 13 | 1.5% | 16.7% |
| 19 | FIGURE LENDING LLC | 11 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 10 | 1.2% | — |
| 21 | AmeriSave Mortgage Corporation | 10 | 1.2% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 10 | 1.2% | 44.7% |
| 23 | SOFI BANK, NATIONAL ASSOCIATION | 10 | 1.2% | — |
| 24 | NEW DAY FINANCIAL, LLC | 10 | 1.2% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.1% | 14.1% |
| 26 | GUARANTEED RATE, INC. | 9 | 1.1% | — |
| 27 | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 64 out of 100, Moderate | 9 | 1.1% | 25.1% |
| 28 | MLD MORTGAGE INC. | 9 | 1.1% | — |
| 29 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 8 | 0.9% | 32.9% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.8% | 32.5% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.8% | 22.2% |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.8% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.8% | — |
| 35 | PIKE CREEK MORTGAGE SERVICES, INC. | 7 | 0.8% | — |
| 36 | TIDEWATER MORTGAGE SERVICES, INC. | 6 | 0.7% | — |
| 37 | Fairway Independent Mortgage Corporation | 5 | 0.6% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 39 | Loandepot.Com, LLC | 5 | 0.6% | — |
| 40 | PLANET HOME LENDING, LLC | 5 | 0.6% | — |
Top 40 of 169 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps