Maryland · HMDA 2025
Mortgage lenders in Calvert County, MD
281 lenders reported 5,080 home-loan applications in Calvert County in 2025. 2,531 closed as loans ($858.7M), 674 were denied — a 20.2% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 19% of applications, led by Navy Federal Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,080
- Loans originated
- 2,531
- Purchase / refinance
- 1,141 / 836
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Calvert County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 381 | 7.5% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 309 | 6.1% | — |
| 3 | Rocket Mortgage, LLC | 276 | 5.4% | — |
| 4 | FIRST HOME MORTGAGE CORPORATION | 232 | 4.6% | — |
| 5 | NEWREZ LLC | 210 | 4.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 189 | 3.7% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 164 | 3.2% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 151 | 3.0% | 39.5% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 147 | 2.9% | 44.7% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 141 | 2.8% | 33.8% |
| 11 | Truist Bank 63 out of 100, Moderate | 126 | 2.5% | 40.8% |
| 12 | Mortgage Research Center, LLC | 122 | 2.4% | — |
| 13 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 84 | 1.7% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 76 | 1.5% | — |
| 15 | Towne Bank 74 out of 100, Strong | 75 | 1.5% | 6.6% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 1.4% | 14.1% |
| 17 | SPRING EQ, LLC | 70 | 1.4% | — |
| 18 | EDUCATIONAL SYSTEMS | 70 | 1.4% | — |
| 19 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 64 | 1.3% | 32.9% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 1.2% | — |
| 21 | BAY CAPITAL MORTGAGE CORPORATION | 58 | 1.1% | — |
| 22 | CMG MORTGAGE, INC. | 54 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 49 | 1.0% | — |
| 24 | FIGURE LENDING LLC | 49 | 1.0% | — |
| 25 | Shore United Bank, N.A. 61 out of 100, Moderate | 47 | 0.9% | 16.7% |
| 26 | GUILD MORTGAGE COMPANY | 46 | 0.9% | — |
| 27 | TOWER Federal Credit Union 83 out of 100, Strong | 46 | 0.9% | 30.4% |
| 28 | Loandepot.Com, LLC | 43 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 43 | 0.8% | 3.0% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 41 | 0.8% | — |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 40 | 0.8% | — |
| 32 | Waterstone Mortgage Corporation | 40 | 0.8% | — |
| 33 | Vellum Mortgage, Inc. | 36 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 36 | 0.7% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 35 | 0.7% | — |
| 36 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 34 | 0.7% | 45.9% |
| 37 | WesBanco Bank, Inc. 66 out of 100, Moderate | 34 | 0.7% | 20.1% |
| 38 | Fairway Independent Mortgage Corporation | 33 | 0.6% | — |
| 39 | PLANET HOME LENDING, LLC | 32 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 30 | 0.6% | — |
Top 40 of 281 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps