Maryland · HMDA 2025
Mortgage lenders in Worcester County, MD
315 lenders reported 4,493 home-loan applications in Worcester County in 2025. 2,324 closed as loans ($721.2M), 707 were denied — a 22.4% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,493
- Loans originated
- 2,324
- Purchase / refinance
- 1,443 / 546
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Worcester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 224 | 5.0% | — |
| 2 | MOVEMENT MORTGAGE, LLC | 222 | 4.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 203 | 4.5% | — |
| 4 | CMG MORTGAGE, INC. | 167 | 3.7% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 136 | 3.0% | 33.8% |
| 6 | NEWREZ LLC | 132 | 2.9% | — |
| 7 | DIRECT MORTGAGE LOANS, LLC | 118 | 2.6% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 113 | 2.5% | 40.8% |
| 9 | EMBRACE HOME LOANS, INC. | 108 | 2.4% | — |
| 10 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 102 | 2.3% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 101 | 2.2% | 44.7% |
| 12 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 100 | 2.2% | 32.9% |
| 13 | NVR Mortgage Finance, Inc. | 95 | 2.1% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 82 | 1.8% | 32.9% |
| 15 | NFM, INC. | 78 | 1.7% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 1.7% | — |
| 17 | FIGURE LENDING LLC | 61 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 60 | 1.3% | 14.1% |
| 19 | The Farmers Bank of Willards | 59 | 1.3% | — |
| 20 | Calvin B. Taylor Banking Company of Berlin, Maryland 81 out of 100, Strong | 58 | 1.3% | 16.9% |
| 21 | First Shore Federal Savings and Loan Association | 54 | 1.2% | — |
| 22 | SPRING EQ, LLC | 53 | 1.2% | — |
| 23 | TOWER Federal Credit Union 83 out of 100, Strong | 50 | 1.1% | 30.4% |
| 24 | NATIONSTAR MORTGAGE LLC | 47 | 1.0% | — |
| 25 | Luminate Bank 47 out of 100, Below average | 46 | 1.0% | 4.3% |
| 26 | Shore United Bank, N.A. 61 out of 100, Moderate | 45 | 1.0% | 16.7% |
| 27 | FREEDOM MORTGAGE CORPORATION | 43 | 1.0% | — |
| 28 | FIRST HOME MORTGAGE CORPORATION | 42 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 40 | 0.9% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 39 | 0.9% | — |
| 31 | GUARANTEED RATE AFFINITY, LLC | 39 | 0.9% | — |
| 32 | GUARANTEED RATE, INC. | 38 | 0.8% | — |
| 33 | LENNAR MORTGAGE, LLC | 38 | 0.8% | — |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 0.8% | — |
| 35 | PHH Mortgage Corporation | 36 | 0.8% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 35 | 0.8% | 32.5% |
| 37 | Coastal Community Bank 35 out of 100, Low | 33 | 0.7% | 3.0% |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 32 | 0.7% | — |
| 39 | Broker Solutions, Inc. | 31 | 0.7% | — |
| 40 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 30 | 0.7% | — |
Top 40 of 315 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps