Massachusetts · HMDA 2025
Mortgage lenders in Hampden County, MA
372 lenders reported 15,824 home-loan applications in Hampden County in 2025. 9,026 closed as loans ($2.2B), 2,406 were denied — a 20.3% denial rate on decided applications, close to the Massachusetts rate of 19.9%. The three most active lenders handled 15% of applications, led by Citizens Bank, National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,824
- Loans originated
- 9,026
- Purchase / refinance
- 4,563 / 2,553
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hampden County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 936 | 5.9% | 32.5% |
| 2 | Westfield Bank 62 out of 100, Moderate | 794 | 5.0% | 8.8% |
| 3 | CMG MORTGAGE, INC. | 672 | 4.2% | — |
| 4 | Rocket Mortgage, LLC | 642 | 4.1% | — |
| 5 | PeoplesBank 57 out of 100, Moderate | 541 | 3.4% | 13.3% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 513 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 474 | 3.0% | — |
| 8 | Fairway Independent Mortgage Corporation | 464 | 2.9% | — |
| 9 | Broker Solutions, Inc. | 453 | 2.9% | — |
| 10 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 436 | 2.8% | 32.9% |
| 11 | TD Bank, National Association 63 out of 100, Moderate | 414 | 2.6% | 35.3% |
| 12 | NEWREZ LLC | 363 | 2.3% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 346 | 2.2% | 44.7% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 330 | 2.1% | 14.1% |
| 15 | POLISH NATIONAL CREDIT UNION 76 out of 100, Strong | 330 | 2.1% | 10.0% |
| 16 | FREEDOM MORTGAGE CORPORATION | 290 | 1.8% | — |
| 17 | GUARANTEED RATE, INC. | 284 | 1.8% | — |
| 18 | Country Bank for Savings | 232 | 1.5% | — |
| 19 | Mortgage Research Center, LLC | 226 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 203 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 198 | 1.3% | — |
| 22 | Florence Bank 74 out of 100, Strong | 187 | 1.2% | 13.2% |
| 23 | Monson Savings Bank 66 out of 100, Moderate | 181 | 1.1% | 5.9% |
| 24 | Freedom Credit Union | 179 | 1.1% | — |
| 25 | bankESB | 176 | 1.1% | — |
| 26 | TOTAL MORTGAGE SERVICES, LLC | 149 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 136 | 0.9% | — |
| 28 | MOVEMENT MORTGAGE, LLC | 132 | 0.8% | — |
| 29 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 132 | 0.8% | — |
| 30 | GUILD MORTGAGE COMPANY | 127 | 0.8% | — |
| 31 | Liberty Bank 79 out of 100, Strong | 127 | 0.8% | 10.2% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 125 | 0.8% | — |
| 33 | ARRHA Credit Union | 123 | 0.8% | — |
| 34 | GREATER SPRINGFIELD | 122 | 0.8% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 121 | 0.8% | — |
| 36 | HOLYOKE CREDIT UNION 53 out of 100, Below average | 117 | 0.7% | 24.2% |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 114 | 0.7% | 32.9% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 114 | 0.7% | — |
| 39 | Berkshire Bank | 112 | 0.7% | — |
| 40 | HOMESTEAD FUNDING CORP. | 106 | 0.7% | — |
Top 40 of 372 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps
- Dukes County 993 apps