HMDA 2025
Mortgage lenders in Massachusetts
Lenders reported 244,702 home-loan applications for properties in Massachusetts in 2025; 135,313 became loans and the denial rate on decided applications was 19.9%. The busiest county was Middlesex County with 52,143 applications.
Most active lenders across Massachusetts's counties
- Citizens Bank, National Association 17,678 applications
- Bank of America, National Association 11,088 applications
- Rocket Mortgage, LLC 8,926 applications
- GUARANTEED RATE, INC. 7,858 applications
- Leader Bank, National Association 6,267 applications
- JPMorgan Chase Bank, National Association 6,054 applications
- Eastern Bank 6,043 applications
- Rockland Trust Company 5,954 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 5,923 applications
- PENNYMAC LOAN SERVICES, LLC 5,882 applications
- CROSSCOUNTRY MORTGAGE, INC. 5,614 applications
- NEWREZ LLC 5,371 applications
- TD Bank, National Association 4,202 applications
- CMG MORTGAGE, INC. 3,801 applications
- FREEDOM MORTGAGE CORPORATION 3,418 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Barnstable County | 12,645 | 425 | 20.6% | 2,971 / 2,423 |
| Berkshire County | 4,609 | 253 | 19.8% | 1,438 / 539 |
| Bristol County | 20,970 | 408 | 21.5% | 4,938 / 3,876 |
| Dukes County | 993 | 151 | 23.6% | 203 / 175 |
| Essex County | 28,530 | 469 | 21.1% | 6,899 / 5,037 |
| Franklin County | 2,179 | 193 | 17.3% | 608 / 295 |
| Hampden County | 15,824 | 372 | 20.3% | 4,563 / 2,553 |
| Hampshire County | 4,243 | 239 | 14.5% | 1,139 / 697 |
| Middlesex County | 52,143 | 556 | 16.9% | 13,646 / 9,343 |
| Nantucket County | 777 | 119 | 26.1% | 186 / 112 |
| Norfolk County | 25,708 | 483 | 19.4% | 6,392 / 4,711 |
| Plymouth County | 23,653 | 428 | 21.8% | 5,335 / 4,335 |
| Suffolk County | 19,040 | 449 | 24.2% | 5,447 / 2,767 |
| Worcester County | 33,388 | 501 | 18.9% | 8,895 / 5,810 |