Massachusetts · HMDA 2025
Mortgage lenders in Berkshire County, MA
253 lenders reported 4,609 home-loan applications in Berkshire County in 2025. 2,729 closed as loans ($661.9M), 702 were denied — a 19.8% denial rate on decided applications, close to the Massachusetts rate of 19.9%. The three most active lenders handled 43% of applications, led by GREYLOCK FEDERAL CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,609
- Loans originated
- 2,729
- Purchase / refinance
- 1,438 / 539
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Berkshire County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREYLOCK FEDERAL CREDIT UNION 67 out of 100, Moderate | 1,260 | 27.3% | 13.9% |
| 2 | Adams Community Bank 59 out of 100, Moderate | 412 | 8.9% | 19.1% |
| 3 | GUILD MORTGAGE COMPANY | 314 | 6.8% | — |
| 4 | The Pittsfield Co-operative Bank 69 out of 100, Moderate | 205 | 4.4% | 11.1% |
| 5 | Rocket Mortgage, LLC | 170 | 3.7% | — |
| 6 | Lee Bank 64 out of 100, Moderate | 139 | 3.0% | 9.1% |
| 7 | NBT Bank, National Association 64 out of 100, Moderate | 122 | 2.6% | 23.4% |
| 8 | Berkshire Bank | 114 | 2.5% | — |
| 9 | TD Bank, National Association 63 out of 100, Moderate | 97 | 2.1% | 35.3% |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 86 | 1.9% | 32.5% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 82 | 1.8% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 72 | 1.6% | 14.1% |
| 13 | NEWREZ LLC | 60 | 1.3% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 1.2% | — |
| 15 | Mortgage Research Center, LLC | 55 | 1.2% | — |
| 16 | Broker Solutions, Inc. | 54 | 1.2% | — |
| 17 | MountainOne Bank 73 out of 100, Strong | 48 | 1.0% | 19.4% |
| 18 | Brookline Bank 59 out of 100, Moderate | 47 | 1.0% | 26.1% |
| 19 | Loandepot.Com, LLC | 44 | 1.0% | — |
| 20 | AmeriSave Mortgage Corporation | 44 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 43 | 0.9% | — |
| 22 | GUARANTEED RATE, INC. | 41 | 0.9% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 38 | 0.8% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 36 | 0.8% | 44.7% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 0.7% | 32.9% |
| 26 | NATIONSTAR MORTGAGE LLC | 31 | 0.7% | — |
| 27 | Discover Bank | 29 | 0.6% | — |
| 28 | Kiavi Funding, Inc. | 25 | 0.5% | — |
| 29 | FIGURE LENDING LLC | 23 | 0.5% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 0.5% | — |
| 31 | TrustCo Bank 62 out of 100, Moderate | 22 | 0.5% | 28.5% |
| 32 | Leader Bank, National Association 71 out of 100, Strong | 20 | 0.4% | 2.3% |
| 33 | CMG MORTGAGE, INC. | 18 | 0.4% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 0.4% | — |
| 35 | Fairway Independent Mortgage Corporation | 16 | 0.3% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 16 | 0.3% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 0.3% | 22.2% |
| 38 | BETTER MORTGAGE CORPORATION | 15 | 0.3% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 0.3% | 39.5% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.3% | — |
Top 40 of 253 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps
- Dukes County 993 apps