Massachusetts · HMDA 2025
Mortgage lenders in Norfolk County, MA
483 lenders reported 25,708 home-loan applications in Norfolk County in 2025. 14,237 closed as loans ($8.0B), 3,546 were denied — a 19.4% denial rate on decided applications, close to the Massachusetts rate of 19.9%. The three most active lenders handled 21% of applications, led by Citizens Bank, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 25,708
- Loans originated
- 14,237
- Purchase / refinance
- 6,392 / 4,711
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Norfolk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 2,722 | 10.6% | 32.5% |
| 2 | Bank of America, National Association 59 out of 100, Moderate | 1,778 | 6.9% | 44.7% |
| 3 | Leader Bank, National Association 71 out of 100, Strong | 946 | 3.7% | 2.3% |
| 4 | Rockland Trust Company 73 out of 100, Strong | 942 | 3.7% | 33.4% |
| 5 | Rocket Mortgage, LLC | 916 | 3.6% | — |
| 6 | GUARANTEED RATE, INC. | 899 | 3.5% | — |
| 7 | Eastern Bank 66 out of 100, Moderate | 727 | 2.8% | 33.1% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 705 | 2.7% | 14.1% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 555 | 2.2% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 515 | 2.0% | — |
| 11 | NEWREZ LLC | 502 | 2.0% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 501 | 1.9% | — |
| 13 | TD Bank, National Association 63 out of 100, Moderate | 392 | 1.5% | 35.3% |
| 14 | Needham Bank 67 out of 100, Moderate | 382 | 1.5% | 19.8% |
| 15 | CMG MORTGAGE, INC. | 370 | 1.4% | — |
| 16 | Fairway Independent Mortgage Corporation | 346 | 1.3% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 314 | 1.2% | — |
| 18 | ROCKLAND Federal Credit Union 65 out of 100, Moderate | 277 | 1.1% | 24.4% |
| 19 | Loandepot.Com, LLC | 266 | 1.0% | — |
| 20 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 258 | 1.0% | 32.9% |
| 21 | FREEDOM MORTGAGE CORPORATION | 251 | 1.0% | — |
| 22 | GUILD MORTGAGE COMPANY | 250 | 1.0% | — |
| 23 | Middlesex Savings Bank 79 out of 100, Strong | 249 | 1.0% | 10.3% |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 246 | 1.0% | 39.5% |
| 25 | DIGITAL | 233 | 0.9% | — |
| 26 | PHH Mortgage Corporation | 219 | 0.9% | — |
| 27 | RADIUS FINANCIAL GROUP INC. | 215 | 0.8% | — |
| 28 | Webster Bank, National Association | 204 | 0.8% | — |
| 29 | Direct Federal Credit Union 64 out of 100, Moderate | 196 | 0.8% | 33.3% |
| 30 | GUARANTEED RATE AFFINITY, LLC | 190 | 0.7% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 188 | 0.7% | 24.0% |
| 32 | MOVEMENT MORTGAGE, LLC | 179 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 179 | 0.7% | — |
| 34 | bankESB | 174 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 171 | 0.7% | — |
| 36 | SHARON & CRESCENT UNITED Credit Union 76 out of 100, Strong | 169 | 0.7% | 14.2% |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 153 | 0.6% | — |
| 38 | Discover Bank | 142 | 0.6% | — |
| 39 | Dedham Institution for Savings | 141 | 0.5% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 137 | 0.5% | 33.8% |
Top 40 of 483 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps
- Dukes County 993 apps