Massachusetts · HMDA 2025
Mortgage lenders in Suffolk County, MA
449 lenders reported 19,040 home-loan applications in Suffolk County in 2025. 9,626 closed as loans ($7.2B), 3,206 were denied — a 24.2% denial rate on decided applications, above the Massachusetts rate of 19.9%. The three most active lenders handled 20% of applications, led by Citizens Bank, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 19,040
- Loans originated
- 9,626
- Purchase / refinance
- 5,447 / 2,767
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Suffolk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 1,699 | 8.9% | 32.5% |
| 2 | Bank of America, National Association 59 out of 100, Moderate | 1,188 | 6.2% | 44.7% |
| 3 | Leader Bank, National Association 71 out of 100, Strong | 839 | 4.4% | 2.3% |
| 4 | GUARANTEED RATE, INC. | 838 | 4.4% | — |
| 5 | Eastern Bank 66 out of 100, Moderate | 742 | 3.9% | 33.1% |
| 6 | Rockland Trust Company 73 out of 100, Strong | 627 | 3.3% | 33.4% |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 619 | 3.3% | — |
| 8 | Rocket Mortgage, LLC | 493 | 2.6% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 483 | 2.5% | 14.1% |
| 10 | NEWREZ LLC | 418 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 378 | 2.0% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 370 | 1.9% | — |
| 13 | Cambridge Savings Bank 51 out of 100, Below average | 308 | 1.6% | 7.6% |
| 14 | TD Bank, National Association 63 out of 100, Moderate | 300 | 1.6% | 35.3% |
| 15 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 271 | 1.4% | 32.9% |
| 16 | CMG MORTGAGE, INC. | 257 | 1.3% | — |
| 17 | METRO Credit Union | 205 | 1.1% | — |
| 18 | GUILD MORTGAGE COMPANY | 187 | 1.0% | — |
| 19 | Fairway Independent Mortgage Corporation | 185 | 1.0% | — |
| 20 | Workers Federal Credit Union 53 out of 100, Below average | 185 | 1.0% | 13.1% |
| 21 | SALEM FIVE MORTGAGE COMPANY, LLC | 167 | 0.9% | — |
| 22 | Webster Bank, National Association | 164 | 0.9% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 161 | 0.8% | — |
| 24 | MOVEMENT MORTGAGE, LLC | 155 | 0.8% | — |
| 25 | PHH Mortgage Corporation | 147 | 0.8% | — |
| 26 | GUARANTEED RATE AFFINITY, LLC | 146 | 0.8% | — |
| 27 | MSA MORTGAGE, LLC | 145 | 0.8% | — |
| 28 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 143 | 0.8% | 22.5% |
| 29 | Needham Bank 67 out of 100, Moderate | 141 | 0.7% | 19.8% |
| 30 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 136 | 0.7% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 135 | 0.7% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 134 | 0.7% | 39.5% |
| 33 | Loandepot.Com, LLC | 132 | 0.7% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 126 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 122 | 0.6% | — |
| 36 | WASHINGTON TRUST MORTGAGE COMPANY LLC | 122 | 0.6% | — |
| 37 | Salem Five Cents Savings Bank 67 out of 100, Moderate | 120 | 0.6% | 18.0% |
| 38 | AmeriSave Mortgage Corporation | 113 | 0.6% | — |
| 39 | Citibank, National Association 60 out of 100, Moderate | 112 | 0.6% | 24.0% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 107 | 0.6% | 32.9% |
Top 40 of 449 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps
- Dukes County 993 apps