Massachusetts · HMDA 2025
Mortgage lenders in Hampshire County, MA
239 lenders reported 4,243 home-loan applications in Hampshire County in 2025. 2,628 closed as loans ($696.8M), 467 were denied — a 14.5% denial rate on decided applications, below the Massachusetts rate of 19.9%. The three most active lenders handled 20% of applications, led by Florence Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,243
- Loans originated
- 2,628
- Purchase / refinance
- 1,139 / 697
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hampshire County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Florence Bank 74 out of 100, Strong | 424 | 10.0% | 13.2% |
| 2 | UMASSFIVE COLLEGE | 221 | 5.2% | — |
| 3 | bankESB | 208 | 4.9% | — |
| 4 | Greenfield Savings Bank 61 out of 100, Moderate | 201 | 4.7% | 8.6% |
| 5 | PeoplesBank 57 out of 100, Moderate | 186 | 4.4% | 13.3% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 179 | 4.2% | 32.5% |
| 7 | Rocket Mortgage, LLC | 148 | 3.5% | — |
| 8 | Country Bank for Savings | 130 | 3.1% | — |
| 9 | Greenfield Co-operative Bank 71 out of 100, Strong | 126 | 3.0% | 6.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 111 | 2.6% | — |
| 11 | Westfield Bank 62 out of 100, Moderate | 109 | 2.6% | 8.8% |
| 12 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 100 | 2.4% | — |
| 13 | POLISH NATIONAL CREDIT UNION 76 out of 100, Strong | 93 | 2.2% | 10.0% |
| 14 | GUILD MORTGAGE COMPANY | 91 | 2.1% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 87 | 2.1% | 44.7% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 80 | 1.9% | 14.1% |
| 17 | CMG MORTGAGE, INC. | 74 | 1.7% | — |
| 18 | TD Bank, National Association 63 out of 100, Moderate | 60 | 1.4% | 35.3% |
| 19 | FREEDOM MORTGAGE CORPORATION | 57 | 1.3% | — |
| 20 | MEMBER ADVANTAGE MORTGAGE, LLC | 55 | 1.3% | — |
| 21 | Fairway Independent Mortgage Corporation | 54 | 1.3% | — |
| 22 | Broker Solutions, Inc. | 53 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 53 | 1.2% | — |
| 24 | NEWREZ LLC | 52 | 1.2% | — |
| 25 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 48 | 1.1% | 32.9% |
| 26 | Mortgage Research Center, LLC | 45 | 1.1% | — |
| 27 | HARBORONE MORTGAGE, LLC | 42 | 1.0% | — |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 0.9% | — |
| 29 | GUARANTEED RATE, INC. | 37 | 0.9% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 36 | 0.8% | 32.9% |
| 31 | Freedom Credit Union | 32 | 0.8% | — |
| 32 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 30 | 0.7% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 29 | 0.7% | — |
| 34 | Loandepot.Com, LLC | 27 | 0.6% | — |
| 35 | Discover Bank | 26 | 0.6% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 25 | 0.6% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 0.6% | — |
| 38 | TOTAL MORTGAGE SERVICES, LLC | 25 | 0.6% | — |
| 39 | Monson Savings Bank 66 out of 100, Moderate | 24 | 0.6% | 5.9% |
| 40 | HOLYOKE CREDIT UNION 53 out of 100, Below average | 23 | 0.5% | 24.2% |
Top 40 of 239 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Franklin County 2,179 apps
- Dukes County 993 apps