Massachusetts · HMDA 2025
Mortgage lenders in Dukes County, MA
151 lenders reported 993 home-loan applications in Dukes County in 2025. 514 closed as loans ($482.4M), 166 were denied — a 23.6% denial rate on decided applications, above the Massachusetts rate of 19.9%. The three most active lenders handled 29% of applications, led by The Cape Cod Five Cents Savings Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 993
- Loans originated
- 514
- Purchase / refinance
- 203 / 175
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dukes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Cape Cod Five Cents Savings Bank | 109 | 11.0% | — |
| 2 | Rockland Trust Company 73 out of 100, Strong | 102 | 10.3% | 33.4% |
| 3 | Martha's Vineyard Bank 69 out of 100, Moderate | 80 | 8.1% | 5.4% |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 52 | 5.2% | 32.5% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 46 | 4.6% | 44.7% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 43 | 4.3% | 14.1% |
| 7 | BayCoast Bank 46 out of 100, Below average | 39 | 3.9% | 13.1% |
| 8 | BAYCOAST MORTGAGE COMPANY, LLC | 35 | 3.5% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 2.0% | — |
| 10 | Leader Bank, National Association 71 out of 100, Strong | 19 | 1.9% | 2.3% |
| 11 | Rocket Mortgage, LLC | 17 | 1.7% | — |
| 12 | GUARANTEED RATE, INC. | 15 | 1.5% | — |
| 13 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 15 | 1.5% | 4.9% |
| 14 | OCMBC, INC. | 13 | 1.3% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.2% | — |
| 16 | ALLIED MORTGAGE GROUP, INC. | 10 | 1.0% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 0.9% | 33.8% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 0.9% | 39.5% |
| 19 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 9 | 0.9% | — |
| 20 | NEWREZ LLC | 8 | 0.8% | — |
| 21 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 22 | SPRING EQ, LLC | 8 | 0.8% | — |
| 23 | Eastern Bank 66 out of 100, Moderate | 8 | 0.8% | 33.1% |
| 24 | Truist Bank 63 out of 100, Moderate | 7 | 0.7% | 40.8% |
| 25 | AmeriSave Mortgage Corporation | 7 | 0.7% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 7 | 0.7% | — |
| 27 | Citibank, National Association 60 out of 100, Moderate | 7 | 0.7% | 24.0% |
| 28 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 7 | 0.7% | 32.9% |
| 29 | PENNYMAC LOAN SERVICES, LLC | 6 | 0.6% | — |
| 30 | TD Bank, National Association 63 out of 100, Moderate | 6 | 0.6% | 35.3% |
| 31 | Service Federal Credit Union 52 out of 100, Below average | 6 | 0.6% | 30.5% |
| 32 | FIGURE LENDING LLC | 6 | 0.6% | — |
| 33 | LONGBRIDGE FINANCIAL, LLC | 6 | 0.6% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.5% | 22.2% |
| 36 | Mortgage Research Center, LLC | 5 | 0.5% | — |
| 37 | RADIUS FINANCIAL GROUP INC. | 5 | 0.5% | — |
| 38 | bankESB | 5 | 0.5% | — |
| 39 | Hometown Equity Mortgage, LLC | 5 | 0.5% | — |
| 40 | BETTER MORTGAGE CORPORATION | 5 | 0.5% | — |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps