Massachusetts · HMDA 2025
Mortgage lenders in Worcester County, MA
501 lenders reported 33,388 home-loan applications in Worcester County in 2025. 18,626 closed as loans ($6.7B), 4,502 were denied — a 18.9% denial rate on decided applications, below the Massachusetts rate of 19.9%. The three most active lenders handled 12% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 33,388
- Loans originated
- 18,626
- Purchase / refinance
- 8,895 / 5,810
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Worcester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,602 | 4.8% | — |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 1,242 | 3.7% | 32.5% |
| 3 | DIGITAL | 1,198 | 3.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,081 | 3.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 966 | 2.9% | — |
| 6 | NEWREZ LLC | 904 | 2.7% | — |
| 7 | GUARANTEED RATE, INC. | 862 | 2.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 843 | 2.5% | 14.1% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 824 | 2.5% | 44.7% |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 708 | 2.1% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 651 | 1.9% | — |
| 12 | Cornerstone Bank 60 out of 100, Moderate | 645 | 1.9% | 17.6% |
| 13 | LEOMINSTER CREDIT UNION | 642 | 1.9% | — |
| 14 | GUILD MORTGAGE COMPANY | 621 | 1.9% | — |
| 15 | CENTRAL ONE FEDERAL CREDIT UNION 61 out of 100, Moderate | 597 | 1.8% | 17.0% |
| 16 | CMG MORTGAGE, INC. | 565 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 551 | 1.7% | — |
| 18 | Leader Bank, National Association 71 out of 100, Strong | 545 | 1.6% | 2.3% |
| 19 | Workers Federal Credit Union 53 out of 100, Below average | 528 | 1.6% | 13.1% |
| 20 | UniBank for Savings 62 out of 100, Moderate | 492 | 1.5% | 15.6% |
| 21 | NATIONSTAR MORTGAGE LLC | 492 | 1.5% | — |
| 22 | TOTAL MORTGAGE SERVICES, LLC | 476 | 1.4% | — |
| 23 | Fairway Independent Mortgage Corporation | 464 | 1.4% | — |
| 24 | TD Bank, National Association 63 out of 100, Moderate | 458 | 1.4% | 35.3% |
| 25 | Fidelity Co-operative Bank 39 out of 100, Low | 405 | 1.2% | 18.9% |
| 26 | Loandepot.Com, LLC | 355 | 1.1% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 337 | 1.0% | — |
| 28 | WEBSTER FIRST Federal Credit Union 87 out of 100, Very strong | 330 | 1.0% | 21.0% |
| 29 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 327 | 1.0% | — |
| 30 | Mortgage Research Center, LLC | 322 | 1.0% | — |
| 31 | bankESB | 311 | 0.9% | — |
| 32 | Country Bank for Savings | 309 | 0.9% | — |
| 33 | AmeriSave Mortgage Corporation | 294 | 0.9% | — |
| 34 | Rockland Trust Company 73 out of 100, Strong | 279 | 0.8% | 33.4% |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 278 | 0.8% | — |
| 36 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 264 | 0.8% | 32.9% |
| 37 | U.S. Bank National Association 55 out of 100, Moderate | 253 | 0.8% | 39.5% |
| 38 | Webster Five Cents Savings Bank 70 out of 100, Strong | 241 | 0.7% | 20.7% |
| 39 | Discover Bank | 226 | 0.7% | — |
| 40 | MOVEMENT MORTGAGE, LLC | 225 | 0.7% | — |
Top 40 of 501 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps
- Dukes County 993 apps