Minnesota · HMDA 2025
Mortgage lenders in Dodge County, MN
123 lenders reported 802 home-loan applications in Dodge County in 2025. 508 closed as loans ($123.6M), 84 were denied — a 13.7% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 802
- Loans originated
- 508
- Purchase / refinance
- 262 / 148
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dodge County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 5.6% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 5.6% | 39.5% |
| 3 | Think Mutual Bank 86 out of 100, Very strong | 45 | 5.6% | 12.2% |
| 4 | Rocket Mortgage, LLC | 35 | 4.4% | — |
| 5 | MAYO EMPLOYEES FEDERAL CREDIT UNION 98 out of 100, Very strong | 34 | 4.2% | 18.7% |
| 6 | GUARANTEED RATE, INC. | 30 | 3.7% | — |
| 7 | Bell Bank 59 out of 100, Moderate | 30 | 3.7% | 7.1% |
| 8 | First Alliance Credit Union 67 out of 100, Moderate | 27 | 3.4% | 43.6% |
| 9 | Old National Bank 59 out of 100, Moderate | 26 | 3.2% | 22.1% |
| 10 | Loandepot.Com, LLC | 21 | 2.6% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 21 | 2.6% | — |
| 12 | Alerus Financial, National Association 70 out of 100, Strong | 21 | 2.6% | 10.1% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 2.0% | 14.1% |
| 14 | ALTRA Federal Credit Union 78 out of 100, Strong | 16 | 2.0% | 9.3% |
| 15 | COMPEER FINANCIAL, FLCA | 15 | 1.9% | — |
| 16 | Fairway Independent Mortgage Corporation | 13 | 1.6% | — |
| 17 | Mortgage Research Center, LLC | 13 | 1.6% | — |
| 18 | Bremer Bank, National Association | 13 | 1.6% | — |
| 19 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 13 | 1.6% | 1.2% |
| 20 | AFFINITY PLUS | 12 | 1.5% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 12 | 1.5% | 3.0% |
| 22 | Frandsen Bank & Trust 71 out of 100, Strong | 11 | 1.4% | 7.9% |
| 23 | NEWREZ LLC | 10 | 1.2% | — |
| 24 | Servion, Inc. | 10 | 1.2% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 9 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 9 | 1.1% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 1.0% | 22.2% |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 1.0% | — |
| 29 | KIND LENDING, LLC | 8 | 1.0% | — |
| 30 | Merchants Bank, National Association 73 out of 100, Strong | 8 | 1.0% | 5.9% |
| 31 | GUARANTEED RATE AFFINITY, LLC | 7 | 0.9% | — |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 0.9% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.7% | 32.5% |
| 34 | Discover Bank | 6 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 6 | 0.7% | — |
| 36 | MARINE CREDIT UNION 53 out of 100, Below average | 6 | 0.7% | 44.9% |
| 37 | Associated Bank, National Association | 6 | 0.7% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.6% | 32.9% |
| 39 | Broker Solutions, Inc. | 5 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 5 | 0.6% | — |
Top 40 of 123 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps