Minnesota · HMDA 2025
Mortgage lenders in Itasca County, MN
170 lenders reported 1,666 home-loan applications in Itasca County in 2025. 998 closed as loans ($212.1M), 234 were denied — a 18.6% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 28% of applications, led by AFFINITY PLUS. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,666
- Loans originated
- 998
- Purchase / refinance
- 468 / 270
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Itasca County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AFFINITY PLUS | 317 | 19.0% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 89 | 5.3% | 39.5% |
| 3 | Rocket Mortgage, LLC | 66 | 4.0% | — |
| 4 | Members Cooperative Credit Union | 66 | 4.0% | — |
| 5 | North Shore Bank of Commerce 71 out of 100, Strong | 66 | 4.0% | 5.2% |
| 6 | NEWREZ LLC | 60 | 3.6% | — |
| 7 | Deerwood Bank 68 out of 100, Moderate | 57 | 3.4% | 5.2% |
| 8 | Park State Bank 66 out of 100, Moderate | 52 | 3.1% | 12.5% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 50 | 3.0% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 2.5% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 42 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 38 | 2.3% | — |
| 13 | GUARANTEED RATE, INC. | 30 | 1.8% | — |
| 14 | Fairway Independent Mortgage Corporation | 29 | 1.7% | — |
| 15 | Northview Bank 74 out of 100, Strong | 27 | 1.6% | 23.1% |
| 16 | PREMIER MORTGAGE RESOURCES, L.L.C. | 26 | 1.6% | — |
| 17 | Blaze Credit Union 61 out of 100, Moderate | 22 | 1.3% | 14.3% |
| 18 | NATIONSTAR MORTGAGE LLC | 21 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 19 | 1.1% | — |
| 20 | Broker Solutions, Inc. | 18 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 18 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 16 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.0% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 15 | 0.9% | 3.0% |
| 25 | Superior Choice Credit Union 56 out of 100, Moderate | 14 | 0.8% | 22.8% |
| 26 | Granite Bank 53 out of 100, Below average | 14 | 0.8% | 6.2% |
| 27 | NEW DAY FINANCIAL, LLC | 14 | 0.8% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.8% | 14.1% |
| 29 | Bell Bank 59 out of 100, Moderate | 13 | 0.8% | 7.1% |
| 30 | PLANET HOME LENDING, LLC | 11 | 0.7% | — |
| 31 | National Bank of Commerce 70 out of 100, Strong | 10 | 0.6% | 4.8% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.5% | 32.9% |
| 33 | Servion, Inc. | 9 | 0.5% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.5% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.5% | — |
| 36 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | 0.5% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.5% | 22.2% |
| 38 | GUILD MORTGAGE COMPANY | 8 | 0.5% | — |
| 39 | SPRING EQ, LLC | 8 | 0.5% | — |
| 40 | NORTH STAR CREDIT UNION 72 out of 100, Strong | 8 | 0.5% | 7.7% |
Top 40 of 170 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps