Minnesota · HMDA 2025
Mortgage lenders in Kanabec County, MN
126 lenders reported 785 home-loan applications in Kanabec County in 2025. 428 closed as loans ($88.0M), 102 were denied — a 18.4% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 22% of applications, led by Blaze Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 785
- Loans originated
- 428
- Purchase / refinance
- 204 / 120
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kanabec County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Blaze Credit Union 61 out of 100, Moderate | 100 | 12.7% | 14.3% |
| 2 | Rocket Mortgage, LLC | 37 | 4.7% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 37 | 4.7% | 39.5% |
| 4 | AFFINITY PLUS | 31 | 3.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 3.8% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 3.7% | — |
| 7 | Neighborhood National Bank 56 out of 100, Moderate | 29 | 3.7% | 5.6% |
| 8 | Broker Solutions, Inc. | 22 | 2.8% | — |
| 9 | GUARANTEED RATE, INC. | 21 | 2.7% | — |
| 10 | Bell Bank 59 out of 100, Moderate | 18 | 2.3% | 7.1% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.2% | — |
| 12 | MINNCO CREDIT UNION 70 out of 100, Strong | 17 | 2.2% | 23.0% |
| 13 | NEWREZ LLC | 15 | 1.9% | — |
| 14 | Fairway Independent Mortgage Corporation | 14 | 1.8% | — |
| 15 | Mortgage Research Center, LLC | 14 | 1.8% | — |
| 16 | Members Cooperative Credit Union | 13 | 1.7% | — |
| 17 | Loandepot.Com, LLC | 12 | 1.5% | — |
| 18 | COMPEER FINANCIAL, FLCA | 11 | 1.4% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 11 | 1.4% | — |
| 20 | Northview Bank 74 out of 100, Strong | 11 | 1.4% | 23.1% |
| 21 | Frandsen Bank & Trust 71 out of 100, Strong | 11 | 1.4% | 7.9% |
| 22 | Granite Bank 53 out of 100, Below average | 10 | 1.3% | 6.2% |
| 23 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 25 | KIND LENDING, LLC | 8 | 1.0% | — |
| 26 | Royal Credit Union 73 out of 100, Strong | 8 | 1.0% | 11.3% |
| 27 | Coastal Community Bank 35 out of 100, Low | 8 | 1.0% | 3.0% |
| 28 | CMG MORTGAGE, INC. | 7 | 0.9% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.9% | — |
| 30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 0.9% | — |
| 31 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 7 | 0.9% | 22.2% |
| 32 | Luminate Bank 47 out of 100, Below average | 7 | 0.9% | 4.3% |
| 33 | Falcon National Bank 62 out of 100, Moderate | 6 | 0.8% | 12.7% |
| 34 | EVERETT FINANCIAL, INC. | 6 | 0.8% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.6% | 22.2% |
| 36 | IOWA BANKERS MORTGAGE CORPORATION | 5 | 0.6% | — |
| 37 | Wings Financial Credit Union | 5 | 0.6% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 40 | IDEAL Credit Union 62 out of 100, Moderate | 5 | 0.6% | 23.4% |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps