Minnesota · HMDA 2025
Mortgage lenders in Lyon County, MN
110 lenders reported 597 home-loan applications in Lyon County in 2025. 384 closed as loans ($70.5M), 72 were denied — a 15.4% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 26% of applications, led by Minnwest Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 597
- Loans originated
- 384
- Purchase / refinance
- 215 / 95
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lyon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Minnwest Bank 68 out of 100, Moderate | 70 | 11.7% | 11.9% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 7.0% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 41 | 6.9% | 39.5% |
| 4 | Old National Bank 59 out of 100, Moderate | 40 | 6.7% | 22.1% |
| 5 | Rocket Mortgage, LLC | 38 | 6.4% | — |
| 6 | BMO Bank National Association 83 out of 100, Strong | 27 | 4.5% | 40.5% |
| 7 | Plains Commerce Bank 59 out of 100, Moderate | 22 | 3.7% | 10.0% |
| 8 | Bremer Bank, National Association | 19 | 3.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 18 | 3.0% | — |
| 10 | Merchants Bank, National Association 73 out of 100, Strong | 14 | 2.3% | 5.9% |
| 11 | Mortgage Research Center, LLC | 12 | 2.0% | — |
| 12 | NEWREZ LLC | 11 | 1.8% | — |
| 13 | FIGURE LENDING LLC | 11 | 1.8% | — |
| 14 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 9 | 1.5% | — |
| 15 | SPRING EQ, LLC | 8 | 1.3% | — |
| 16 | GUARANTEED RATE, INC. | 7 | 1.2% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.2% | — |
| 18 | Prosperity Home Mortgage, LLC | 7 | 1.2% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 7 | 1.2% | — |
| 20 | AFFINITY PLUS | 7 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.0% | 14.1% |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.8% | 22.2% |
| 23 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 24 | AMERICAN FINANCING CORPORATION | 5 | 0.8% | — |
| 25 | PLAZA HOME MORTGAGE, INC. | 5 | 0.8% | — |
| 26 | Luminate Bank 47 out of 100, Below average | 5 | 0.8% | 4.3% |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.8% | 37.2% |
| 28 | Loandepot.Com, LLC | 4 | 0.7% | — |
| 29 | A&D Mortgage LLC | 4 | 0.7% | — |
| 30 | AgCountry Farm Credit Services, FLCA | 4 | 0.7% | — |
| 31 | HomeTown Bank 64 out of 100, Moderate | 4 | 0.7% | 4.2% |
| 32 | First Bank & Trust 70 out of 100, Strong | 4 | 0.7% | 14.9% |
| 33 | Royal Credit Union 73 out of 100, Strong | 4 | 0.7% | 11.3% |
| 34 | CMG MORTGAGE, INC. | 3 | 0.5% | — |
| 35 | Fairway Independent Mortgage Corporation | 3 | 0.5% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 3 | 0.5% | — |
| 37 | AmeriSave Mortgage Corporation | 3 | 0.5% | — |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.5% | — |
| 39 | PREMIER LENDING, INC. | 3 | 0.5% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 3 | 0.5% | — |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps