Minnesota · HMDA 2025
Mortgage lenders in Mahnomen County, MN
48 lenders reported 139 home-loan applications in Mahnomen County in 2025. 73 closed as loans ($13.2M), 22 were denied — a 22.2% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 28% of applications, led by Granite Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 139
- Loans originated
- 73
- Purchase / refinance
- 44 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mahnomen County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Granite Bank 53 out of 100, Below average | 23 | 16.5% | 6.2% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 5.8% | — |
| 3 | Rocket Mortgage, LLC | 8 | 5.8% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 5.8% | 39.5% |
| 5 | Midwest Bank 74 out of 100, Strong | 8 | 5.8% | 2.2% |
| 6 | NEWREZ LLC | 7 | 5.0% | — |
| 7 | Deerwood Bank 68 out of 100, Moderate | 5 | 3.6% | 5.2% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 2.9% | — |
| 9 | PLANET HOME LENDING, LLC | 4 | 2.9% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 4 | 2.9% | — |
| 11 | AFFINITY PLUS | 4 | 2.9% | — |
| 12 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 2.9% | — |
| 13 | Gate City Bank | 4 | 2.9% | — |
| 14 | FIRST HOLDING COMPANY OF CAVALIER, INC. | 3 | 2.2% | — |
| 15 | CAPITAL | 3 | 2.2% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.4% | — |
| 17 | Mortgage Research Center, LLC | 2 | 1.4% | — |
| 18 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 1.4% | — |
| 19 | Alerus Financial, National Association 70 out of 100, Strong | 2 | 1.4% | 10.1% |
| 20 | Woodlands National Bank 62 out of 100, Moderate | 2 | 1.4% | 29.8% |
| 21 | Farm Credit Mid-America | 2 | 1.4% | — |
| 22 | PLAZA HOME MORTGAGE, INC. | 2 | 1.4% | — |
| 23 | American Federal Bank 66 out of 100, Moderate | 2 | 1.4% | 12.5% |
| 24 | Bell Bank 59 out of 100, Moderate | 2 | 1.4% | 7.1% |
| 25 | CMG MORTGAGE, INC. | 1 | 0.7% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 28 | AmeriSave Mortgage Corporation | 1 | 0.7% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.7% | — |
| 30 | SPRING EQ, LLC | 1 | 0.7% | — |
| 31 | The First National Bank of Moose Lake 94 out of 100, Very strong | 1 | 0.7% | 17.1% |
| 32 | Nations Lending Corporation | 1 | 0.7% | — |
| 33 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 0.7% | 3.2% |
| 34 | First International Bank & Trust 52 out of 100, Below average | 1 | 0.7% | 5.8% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.7% | — |
| 36 | Old National Bank 59 out of 100, Moderate | 1 | 0.7% | 22.1% |
| 37 | ENVOY MORTGAGE, LTD | 1 | 0.7% | — |
| 38 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 1 | 0.7% | 11.2% |
| 39 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 1 | 0.7% | 12.6% |
| 40 | The First National Bank of Bagley 60 out of 100, Moderate | 1 | 0.7% | 6.3% |
Top 40 of 48 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps