Minnesota · HMDA 2025
Mortgage lenders in Mower County, MN
145 lenders reported 1,355 home-loan applications in Mower County in 2025. 752 closed as loans ($142.6M), 190 were denied — a 19.5% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 28% of applications, led by Fairway Independent Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,355
- Loans originated
- 752
- Purchase / refinance
- 499 / 159
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mower County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 170 | 12.5% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 150 | 11.1% | 39.5% |
| 3 | Rocket Mortgage, LLC | 65 | 4.8% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 4.2% | — |
| 5 | Alerus Financial, National Association 70 out of 100, Strong | 57 | 4.2% | 10.1% |
| 6 | Bell Bank 59 out of 100, Moderate | 53 | 3.9% | 7.1% |
| 7 | Loandepot.Com, LLC | 35 | 2.6% | — |
| 8 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 32 | 2.4% | 1.2% |
| 9 | Mortgage Research Center, LLC | 31 | 2.3% | — |
| 10 | LAND HOME FINANCIAL SERVICES, INC. | 29 | 2.1% | — |
| 11 | NEWREZ LLC | 26 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 24 | 1.8% | — |
| 13 | UNION HOME MORTGAGE CORP. | 24 | 1.8% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 22 | 1.6% | — |
| 15 | COMPEER FINANCIAL, FLCA | 20 | 1.5% | — |
| 16 | GUARANTEED RATE, INC. | 19 | 1.4% | — |
| 17 | Old National Bank 59 out of 100, Moderate | 18 | 1.3% | 22.1% |
| 18 | First Alliance Credit Union 67 out of 100, Moderate | 17 | 1.3% | 43.6% |
| 19 | Broker Solutions, Inc. | 16 | 1.2% | — |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 1.0% | 22.2% |
| 21 | SPRING EQ, LLC | 14 | 1.0% | — |
| 22 | PLANET HOME LENDING, LLC | 14 | 1.0% | — |
| 23 | MOVEMENT MORTGAGE, LLC | 13 | 1.0% | — |
| 24 | Think Mutual Bank 86 out of 100, Very strong | 13 | 1.0% | 12.2% |
| 25 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 13 | 1.0% | 11.2% |
| 26 | ALTRA Federal Credit Union 78 out of 100, Strong | 12 | 0.9% | 9.3% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.8% | 14.1% |
| 28 | KIND LENDING, LLC | 11 | 0.8% | — |
| 29 | AFFINITY PLUS | 11 | 0.8% | — |
| 30 | Merchants Bank, National Association 73 out of 100, Strong | 11 | 0.8% | 5.9% |
| 31 | New Market Bank 74 out of 100, Strong | 10 | 0.7% | 2.1% |
| 32 | NATIONSTAR MORTGAGE LLC | 10 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 9 | 0.7% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.7% | — |
| 36 | TOWNE MORTGAGE COMPANY | 9 | 0.7% | — |
| 37 | Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | 0.7% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.6% | 32.9% |
| 39 | Kiavi Funding, Inc. | 8 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 8 | 0.6% | 3.0% |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps