Minnesota · HMDA 2025
Mortgage lenders in Steele County, MN
148 lenders reported 1,163 home-loan applications in Steele County in 2025. 677 closed as loans ($155.8M), 145 were denied — a 17.0% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 24% of applications, led by U.S. Bank National Association. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,163
- Loans originated
- 677
- Purchase / refinance
- 393 / 190
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Steele County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 120 | 10.3% | 39.5% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 101 | 8.7% | — |
| 3 | Rocket Mortgage, LLC | 60 | 5.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 51 | 4.4% | — |
| 5 | GUARANTEED RATE, INC. | 35 | 3.0% | — |
| 6 | Cambria Financial Group, LLC | 30 | 2.6% | — |
| 7 | AFFINITY PLUS | 29 | 2.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 28 | 2.4% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 25 | 2.1% | — |
| 10 | Mortgage Research Center, LLC | 24 | 2.1% | — |
| 11 | Loandepot.Com, LLC | 21 | 1.8% | — |
| 12 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 19 | 1.6% | 22.2% |
| 13 | COMPEER FINANCIAL, FLCA | 18 | 1.5% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.5% | 14.1% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.5% | — |
| 16 | Old National Bank 59 out of 100, Moderate | 17 | 1.5% | 22.1% |
| 17 | IOWA BANKERS MORTGAGE CORPORATION | 17 | 1.5% | — |
| 18 | 21st Mortgage Corporation | 16 | 1.4% | — |
| 19 | Servion, Inc. | 15 | 1.3% | — |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 1.2% | 22.2% |
| 21 | Fairway Independent Mortgage Corporation | 14 | 1.2% | — |
| 22 | SPRING EQ, LLC | 14 | 1.2% | — |
| 23 | FIGURE LENDING LLC | 14 | 1.2% | — |
| 24 | NEWREZ LLC | 13 | 1.1% | — |
| 25 | Broker Solutions, Inc. | 13 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 13 | 1.1% | — |
| 27 | TOWNE MORTGAGE COMPANY | 13 | 1.1% | — |
| 28 | Bremer Bank, National Association | 13 | 1.1% | — |
| 29 | UNION HOME MORTGAGE CORP. | 12 | 1.0% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 12 | 1.0% | 3.0% |
| 31 | Discover Bank | 11 | 0.9% | — |
| 32 | GoodLeap, LLC | 11 | 0.9% | — |
| 33 | Alerus Financial, National Association 70 out of 100, Strong | 10 | 0.9% | 10.1% |
| 34 | Prosperity Home Mortgage, LLC | 10 | 0.9% | — |
| 35 | Bell Bank 59 out of 100, Moderate | 10 | 0.9% | 7.1% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.8% | — |
| 37 | CMG MORTGAGE, INC. | 8 | 0.7% | — |
| 38 | OCMBC, INC. | 8 | 0.7% | — |
| 39 | KIND LENDING, LLC | 8 | 0.7% | — |
| 40 | Minnwest Bank 68 out of 100, Moderate | 8 | 0.7% | 11.9% |
Top 40 of 148 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps