Minnesota · HMDA 2025
Mortgage lenders in Swift County, MN
72 lenders reported 245 home-loan applications in Swift County in 2025. 133 closed as loans ($19.8M), 36 were denied — a 20.7% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 23% of applications, led by BMO Bank National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 245
- Loans originated
- 133
- Purchase / refinance
- 85 / 28
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Swift County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BMO Bank National Association 83 out of 100, Strong | 23 | 9.4% | 40.5% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 9.0% | 39.5% |
| 3 | Rocket Mortgage, LLC | 12 | 4.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 3.3% | — |
| 6 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 8 | 3.3% | 12.6% |
| 7 | NEWREZ LLC | 7 | 2.9% | — |
| 8 | Broker Solutions, Inc. | 7 | 2.9% | — |
| 9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 2.9% | — |
| 10 | Servion, Inc. | 7 | 2.9% | — |
| 11 | The Huntington National Bank 59 out of 100, Moderate | 6 | 2.4% | 31.6% |
| 12 | Mortgage Research Center, LLC | 6 | 2.4% | — |
| 13 | National Bank of Commerce 70 out of 100, Strong | 6 | 2.4% | 4.8% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 2.0% | 32.9% |
| 15 | Old National Bank 59 out of 100, Moderate | 5 | 2.0% | 22.1% |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 1.6% | 22.2% |
| 17 | Fairway Independent Mortgage Corporation | 4 | 1.6% | — |
| 18 | HomeTown Bank 64 out of 100, Moderate | 4 | 1.6% | 4.2% |
| 19 | Granite Bank 53 out of 100, Below average | 4 | 1.6% | 6.2% |
| 20 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 4 | 1.6% | — |
| 21 | Bravera Bank 67 out of 100, Moderate | 4 | 1.6% | 2.2% |
| 22 | MOVEMENT MORTGAGE, LLC | 3 | 1.2% | — |
| 23 | SPRING EQ, LLC | 3 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 25 | Prosperity Home Mortgage, LLC | 3 | 1.2% | — |
| 26 | Citizens Alliance Bank 47 out of 100, Below average | 3 | 1.2% | 8.6% |
| 27 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 1.2% | 10.0% |
| 28 | Heritage Bank National Association 34 out of 100, Low | 3 | 1.2% | 11.9% |
| 29 | KIND LENDING, LLC | 3 | 1.2% | — |
| 30 | Bell Bank 59 out of 100, Moderate | 3 | 1.2% | 7.1% |
| 31 | Lake Central Bank 86 out of 100, Very strong | 3 | 1.2% | 4.5% |
| 32 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 33 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.8% | — |
| 35 | FIGURE LENDING LLC | 2 | 0.8% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.8% | — |
| 37 | Farm Credit Mid-America | 2 | 0.8% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 39 | FREEDOM MORTGAGE CORPORATION | 2 | 0.8% | — |
| 40 | AFFINITY PLUS | 2 | 0.8% | — |
Top 40 of 72 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps