Minnesota · HMDA 2025
Mortgage lenders in Traverse County, MN
44 lenders reported 75 home-loan applications in Traverse County in 2025. 47 closed as loans ($9.1M), 10 were denied — a 16.9% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 23% of applications, led by Star Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 75
- Loans originated
- 47
- Purchase / refinance
- 34 / 7
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Traverse County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Star Bank 46 out of 100, Below average | 9 | 12.0% | 5.4% |
| 2 | AgCountry Farm Credit Services, FLCA | 5 | 6.7% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 4.0% | 39.5% |
| 4 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 3 | 4.0% | 12.6% |
| 5 | NEWREZ LLC | 2 | 2.7% | — |
| 6 | Fairway Independent Mortgage Corporation | 2 | 2.7% | — |
| 7 | GUILD MORTGAGE COMPANY | 2 | 2.7% | — |
| 8 | Rocket Mortgage, LLC | 2 | 2.7% | — |
| 9 | FIRST COMMUNITY CREDIT UNION | 2 | 2.7% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 2.7% | — |
| 11 | BMO Bank National Association 83 out of 100, Strong | 2 | 2.7% | 40.5% |
| 12 | First Western Bank & Trust 55 out of 100, Moderate | 2 | 2.7% | 5.4% |
| 13 | Servion, Inc. | 2 | 2.7% | — |
| 14 | First Bank & Trust 70 out of 100, Strong | 2 | 2.7% | 14.9% |
| 15 | Merchants Bank, National Association 73 out of 100, Strong | 2 | 2.7% | 5.9% |
| 16 | NEW DAY FINANCIAL, LLC | 2 | 2.7% | — |
| 17 | Blaze Credit Union 61 out of 100, Moderate | 2 | 2.7% | 14.3% |
| 18 | Gate City Bank | 2 | 2.7% | — |
| 19 | Dacotah Bank 55 out of 100, Moderate | 2 | 2.7% | 6.4% |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.3% | 22.2% |
| 21 | Broker Solutions, Inc. | 1 | 1.3% | — |
| 22 | Discover Bank | 1 | 1.3% | — |
| 23 | GUARANTEED RATE, INC. | 1 | 1.3% | — |
| 24 | AmeriSave Mortgage Corporation | 1 | 1.3% | — |
| 25 | Mortgage Research Center, LLC | 1 | 1.3% | — |
| 26 | HomeTown Bank 64 out of 100, Moderate | 1 | 1.3% | 4.2% |
| 27 | Paramount Residential Mortgage Group, Inc. | 1 | 1.3% | — |
| 28 | First Savings Bank 83 out of 100, Strong | 1 | 1.3% | 16.1% |
| 29 | PLANET HOME LENDING, LLC | 1 | 1.3% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.3% | — |
| 31 | Farm Credit Mid-America | 1 | 1.3% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 1 | 1.3% | — |
| 33 | ENVOY MORTGAGE, LTD | 1 | 1.3% | — |
| 34 | Bank Forward 70 out of 100, Strong | 1 | 1.3% | 1.3% |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 1.3% | — |
| 36 | AFFINITY PLUS | 1 | 1.3% | — |
| 37 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 1 | 1.3% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.3% | — |
| 39 | First Dakota National Bank 72 out of 100, Strong | 1 | 1.3% | 4.8% |
| 40 | Minnwest Bank 68 out of 100, Moderate | 1 | 1.3% | 11.9% |
Top 40 of 44 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps