Minnesota · HMDA 2025
Mortgage lenders in Wilkin County, MN
58 lenders reported 225 home-loan applications in Wilkin County in 2025. 123 closed as loans ($19.0M), 39 were denied — a 23.2% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 35% of applications, led by Bell Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 225
- Loans originated
- 123
- Purchase / refinance
- 55 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilkin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bell Bank 59 out of 100, Moderate | 35 | 15.6% | 7.1% |
| 2 | Gate City Bank | 26 | 11.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 7.6% | — |
| 4 | BMO Bank National Association 83 out of 100, Strong | 12 | 5.3% | 40.5% |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 4.0% | 39.5% |
| 6 | AFFINITY PLUS | 9 | 4.0% | — |
| 7 | Rocket Mortgage, LLC | 8 | 3.6% | — |
| 8 | Old National Bank 59 out of 100, Moderate | 8 | 3.6% | 22.1% |
| 9 | FIRST COMMUNITY CREDIT UNION | 7 | 3.1% | — |
| 10 | NEWREZ LLC | 6 | 2.7% | — |
| 11 | FIGURE LENDING LLC | 6 | 2.7% | — |
| 12 | Midwest Bank 74 out of 100, Strong | 5 | 2.2% | 2.2% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.8% | — |
| 14 | Broker Solutions, Inc. | 3 | 1.3% | — |
| 15 | Mortgage Research Center, LLC | 3 | 1.3% | — |
| 16 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 3 | 1.3% | 3.2% |
| 17 | KIND LENDING, LLC | 3 | 1.3% | — |
| 18 | American Federal Bank 66 out of 100, Moderate | 3 | 1.3% | 12.5% |
| 19 | VALLEY MORTGAGE, INC. | 3 | 1.3% | — |
| 20 | CMG MORTGAGE, INC. | 2 | 0.9% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.9% | 14.1% |
| 22 | GUARANTEED RATE, INC. | 2 | 0.9% | — |
| 23 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 24 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 25 | Alerus Financial, National Association 70 out of 100, Strong | 2 | 0.9% | 10.1% |
| 26 | First International Bank & Trust 52 out of 100, Below average | 2 | 0.9% | 5.8% |
| 27 | Granite Bank 53 out of 100, Below average | 2 | 0.9% | 6.2% |
| 28 | NATIONSTAR MORTGAGE LLC | 2 | 0.9% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 2 | 0.9% | — |
| 30 | ENVOY MORTGAGE, LTD | 2 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.9% | — |
| 32 | NEW DAY FINANCIAL, LLC | 2 | 0.9% | — |
| 33 | Northwest Bank 70 out of 100, Strong | 2 | 0.9% | 6.0% |
| 34 | Bremer Bank, National Association | 2 | 0.9% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 2 | 0.9% | 3.0% |
| 36 | 21st Mortgage Corporation | 1 | 0.4% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 38 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 39 | GUILD MORTGAGE COMPANY | 1 | 0.4% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
Top 40 of 58 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps