Missouri · HMDA 2025
Mortgage lenders in Caldwell County, MO
90 lenders reported 351 home-loan applications in Caldwell County in 2025. 210 closed as loans ($43.3M), 43 were denied — a 16.5% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 20% of applications, led by Farmers State Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 351
- Loans originated
- 210
- Purchase / refinance
- 116 / 74
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Caldwell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Farmers State Bank | 25 | 7.1% | — |
| 2 | BTC BANK 60 out of 100, Moderate | 23 | 6.6% | 7.3% |
| 3 | Rocket Mortgage, LLC | 22 | 6.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 18 | 5.1% | — |
| 5 | Bank Northwest 77 out of 100, Strong | 17 | 4.8% | 12.5% |
| 6 | LEADERONE FINANCIAL CORPORATION | 17 | 4.8% | — |
| 7 | The Hamilton Bank 74 out of 100, Strong | 13 | 3.7% | 14.3% |
| 8 | COMMUNITYAMERICA CREDIT UNION | 12 | 3.4% | — |
| 9 | Mortgage Research Center, LLC | 11 | 3.1% | — |
| 10 | Fairway Independent Mortgage Corporation | 10 | 2.8% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.6% | — |
| 12 | GUILD MORTGAGE COMPANY | 9 | 2.6% | — |
| 13 | NEWREZ LLC | 8 | 2.3% | — |
| 14 | AmeriSave Mortgage Corporation | 8 | 2.3% | — |
| 15 | NBH Bank 66 out of 100, Moderate | 8 | 2.3% | 16.8% |
| 16 | Loandepot.Com, LLC | 7 | 2.0% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.7% | 39.5% |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 1.7% | — |
| 19 | PLANET HOME LENDING, LLC | 5 | 1.4% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 5 | 1.4% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.1% | 44.7% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.1% | — |
| 23 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.1% | — |
| 24 | PLAZA HOME MORTGAGE, INC. | 4 | 1.1% | — |
| 25 | Kearney Trust Company | 4 | 1.1% | — |
| 26 | Arvest Bank 57 out of 100, Moderate | 4 | 1.1% | 18.5% |
| 27 | NATIONSTAR MORTGAGE LLC | 3 | 0.9% | — |
| 28 | Equity Prime Mortgage LLC | 3 | 0.9% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.6% | 14.1% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.6% | — |
| 33 | Broker Solutions, Inc. | 2 | 0.6% | — |
| 34 | Discover Bank | 2 | 0.6% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.6% | — |
| 36 | MORTGAGE INVESTMENT SERVICES CORPORATION | 2 | 0.6% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.6% | — |
| 38 | ASSEMBLIES OF GOD Credit Union 41 out of 100, Below average | 2 | 0.6% | 0.8% |
| 39 | GOPPERT FINANCIAL BANK | 2 | 0.6% | — |
| 40 | PANORAMA MORTGAGE GROUP, LLC | 2 | 0.6% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps