Missouri · HMDA 2025
Mortgage lenders in Dallas County, MO
110 lenders reported 792 home-loan applications in Dallas County in 2025. 380 closed as loans ($75.5M), 163 were denied — a 28.7% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 14% of applications, led by Oakstar Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 792
- Loans originated
- 380
- Purchase / refinance
- 196 / 130
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dallas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Oakstar Bank 69 out of 100, Moderate | 45 | 5.7% | 4.7% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 36 | 4.5% | — |
| 3 | Rocket Mortgage, LLC | 33 | 4.2% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 4.0% | 39.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 31 | 3.9% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 29 | 3.7% | — |
| 7 | The Central Trust Bank 69 out of 100, Moderate | 29 | 3.7% | 10.4% |
| 8 | NEWREZ LLC | 27 | 3.4% | — |
| 9 | Mortgage Research Center, LLC | 27 | 3.4% | — |
| 10 | 21st Mortgage Corporation | 24 | 3.0% | — |
| 11 | BTC BANK 60 out of 100, Moderate | 23 | 2.9% | 7.3% |
| 12 | Old Missouri Bank 62 out of 100, Moderate | 22 | 2.8% | 5.3% |
| 13 | Broker Solutions, Inc. | 20 | 2.5% | — |
| 14 | O'BANNON BANKING COMPANY 59 out of 100, Moderate | 19 | 2.4% | 16.4% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 17 | 2.1% | — |
| 16 | GERSHMAN INVESTMENT CORP. | 17 | 2.1% | — |
| 17 | AmeriSave Mortgage Corporation | 16 | 2.0% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 14 | 1.8% | — |
| 19 | BluCurrent Credit Union 65 out of 100, Moderate | 13 | 1.6% | 15.7% |
| 20 | PLANET HOME LENDING, LLC | 12 | 1.5% | — |
| 21 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 12 | 1.5% | 74.7% |
| 22 | DAS Acquisition Company, LLC | 12 | 1.5% | — |
| 23 | Arvest Bank 57 out of 100, Moderate | 12 | 1.5% | 18.5% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.4% | — |
| 25 | TAMMAC HOLDINGS CORPORATION | 10 | 1.3% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.1% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 9 | 1.1% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.0% | 14.1% |
| 29 | Loandepot.Com, LLC | 8 | 1.0% | — |
| 30 | SPRING EQ, LLC | 8 | 1.0% | — |
| 31 | The Bank of Missouri 55 out of 100, Moderate | 8 | 1.0% | 16.0% |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 1.0% | — |
| 33 | Great Southern Bank 73 out of 100, Strong | 7 | 0.9% | 24.6% |
| 34 | Commerce Bank 76 out of 100, Strong | 7 | 0.9% | 33.2% |
| 35 | Discover Bank | 6 | 0.8% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.8% | — |
| 37 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.8% | — |
| 38 | River Region Credit Union | 6 | 0.8% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.8% | — |
| 40 | GoodLeap, LLC | 6 | 0.8% | — |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps