Missouri · HMDA 2025
Mortgage lenders in Lawrence County, MO
154 lenders reported 1,827 home-loan applications in Lawrence County in 2025. 948 closed as loans ($174.8M), 261 were denied — a 20.8% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 17% of applications, led by Arvest Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,827
- Loans originated
- 948
- Purchase / refinance
- 510 / 302
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lawrence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 121 | 6.6% | 18.5% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 98 | 5.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 96 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 78 | 4.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 78 | 4.3% | 39.5% |
| 6 | Mortgage Research Center, LLC | 65 | 3.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 61 | 3.3% | — |
| 8 | NEWREZ LLC | 57 | 3.1% | — |
| 9 | Mid-Missouri Bank | 54 | 3.0% | — |
| 10 | 21st Mortgage Corporation | 49 | 2.7% | — |
| 11 | GERSHMAN INVESTMENT CORP. | 48 | 2.6% | — |
| 12 | Old Missouri Bank 62 out of 100, Moderate | 47 | 2.6% | 5.3% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 2.3% | — |
| 14 | Broker Solutions, Inc. | 42 | 2.3% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 2.2% | — |
| 16 | PLANET HOME LENDING, LLC | 40 | 2.2% | — |
| 17 | FREEDOM BANK OF SOUTHERN MISSOURI 73 out of 100, Strong | 40 | 2.2% | 4.9% |
| 18 | Regions Bank 64 out of 100, Moderate | 38 | 2.1% | 43.1% |
| 19 | Great Southern Bank 73 out of 100, Strong | 34 | 1.9% | 24.6% |
| 20 | DAS Acquisition Company, LLC | 29 | 1.6% | — |
| 21 | AmeriSave Mortgage Corporation | 24 | 1.3% | — |
| 22 | AMERICAN FINANCIAL RESOURCES, INC. | 23 | 1.3% | — |
| 23 | BluCurrent Credit Union 65 out of 100, Moderate | 22 | 1.2% | 15.7% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.1% | 14.1% |
| 25 | Guaranty Bank 68 out of 100, Moderate | 20 | 1.1% | 3.5% |
| 26 | Simmons Bank 60 out of 100, Moderate | 20 | 1.1% | 26.5% |
| 27 | The Central Trust Bank 69 out of 100, Moderate | 19 | 1.0% | 10.4% |
| 28 | NATIONSTAR MORTGAGE LLC | 18 | 1.0% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 1.0% | — |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 17 | 0.9% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 0.9% | — |
| 32 | Cadence Bank | 16 | 0.9% | — |
| 33 | NEW DAY FINANCIAL, LLC | 15 | 0.8% | — |
| 34 | Peoples Community Bank 83 out of 100, Strong | 15 | 0.8% | 8.3% |
| 35 | UMB Bank, National Association 65 out of 100, Moderate | 15 | 0.8% | 30.5% |
| 36 | Loandepot.Com, LLC | 13 | 0.7% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.7% | — |
| 38 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 0.7% | — |
| 39 | Oakstar Bank 69 out of 100, Moderate | 12 | 0.7% | 4.7% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.6% | 32.9% |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps