Missouri · HMDA 2025
Mortgage lenders in McDonald County, MO
129 lenders reported 898 home-loan applications in McDonald County in 2025. 414 closed as loans ($80.3M), 192 were denied — a 30.9% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 25% of applications, led by Arvest Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 898
- Loans originated
- 414
- Purchase / refinance
- 212 / 138
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McDonald County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 121 | 13.5% | 18.5% |
| 2 | Rocket Mortgage, LLC | 53 | 5.9% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 49 | 5.5% | — |
| 4 | FLAT BRANCH MORTGAGE, INC. | 45 | 5.0% | — |
| 5 | 21st Mortgage Corporation | 44 | 4.9% | — |
| 6 | First Community Bank 62 out of 100, Moderate | 38 | 4.2% | 6.5% |
| 7 | Broker Solutions, Inc. | 24 | 2.7% | — |
| 8 | Mortgage Research Center, LLC | 23 | 2.6% | — |
| 9 | NEWREZ LLC | 22 | 2.4% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 22 | 2.4% | — |
| 11 | AmeriSave Mortgage Corporation | 20 | 2.2% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 18 | 2.0% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 2.0% | 39.5% |
| 14 | Southwest Missouri Bank 68 out of 100, Moderate | 18 | 2.0% | 12.3% |
| 15 | FREEDOM MORTGAGE CORPORATION | 18 | 2.0% | — |
| 16 | PHH Mortgage Corporation | 16 | 1.8% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 15 | 1.7% | — |
| 18 | Gateway First Bank 54 out of 100, Below average | 15 | 1.7% | 5.3% |
| 19 | Loandepot.Com, LLC | 10 | 1.1% | — |
| 20 | Community Bank and Trust | 10 | 1.1% | — |
| 21 | BOKF, National Association 64 out of 100, Moderate | 10 | 1.1% | 27.5% |
| 22 | Equity Bank 65 out of 100, Moderate | 9 | 1.0% | 18.4% |
| 23 | Centennial Bank 79 out of 100, Strong | 9 | 1.0% | 23.4% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 0.9% | — |
| 25 | PLANET HOME LENDING, LLC | 8 | 0.9% | — |
| 26 | Legacy National Bank 65 out of 100, Moderate | 8 | 0.9% | 1.4% |
| 27 | NATIONSTAR MORTGAGE LLC | 8 | 0.9% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.8% | 32.9% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.8% | — |
| 30 | Great Southern Bank 73 out of 100, Strong | 7 | 0.8% | 24.6% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.8% | — |
| 32 | Regions Bank 64 out of 100, Moderate | 6 | 0.7% | 43.1% |
| 33 | FIGURE LENDING LLC | 6 | 0.7% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.7% | 74.7% |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.7% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.6% | 14.1% |
| 37 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 5 | 0.6% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.4% | — |
Top 40 of 129 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps