Missouri · HMDA 2025
Mortgage lenders in Mississippi County, MO
71 lenders reported 290 home-loan applications in Mississippi County in 2025. 138 closed as loans ($16.8M), 51 were denied — a 26.0% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 24% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 290
- Loans originated
- 138
- Purchase / refinance
- 84 / 38
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mississippi County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 29 | 10.0% | — |
| 2 | Flanagan State Bank 67 out of 100, Moderate | 23 | 7.9% | 14.2% |
| 3 | FOCUS BANK 75 out of 100, Strong | 19 | 6.6% | 11.5% |
| 4 | First State Community Bank 73 out of 100, Strong | 19 | 6.6% | 15.4% |
| 5 | Rocket Mortgage, LLC | 18 | 6.2% | — |
| 6 | FLAT BRANCH MORTGAGE, INC. | 11 | 3.8% | — |
| 7 | Mortgage Research Center, LLC | 9 | 3.1% | — |
| 8 | NATIONSTAR MORTGAGE LLC | 8 | 2.8% | — |
| 9 | DAS Acquisition Company, LLC | 8 | 2.8% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 2.4% | 39.5% |
| 11 | First Midwest Bank of Dexter 69 out of 100, Moderate | 7 | 2.4% | 2.3% |
| 12 | Banterra Bank 66 out of 100, Moderate | 7 | 2.4% | 16.1% |
| 13 | Southern Bank 70 out of 100, Strong | 7 | 2.4% | 5.8% |
| 14 | NEWREZ LLC | 6 | 2.1% | — |
| 15 | Regions Bank 64 out of 100, Moderate | 6 | 2.1% | 43.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 2.1% | — |
| 17 | PLANET HOME LENDING, LLC | 6 | 2.1% | — |
| 18 | Broker Solutions, Inc. | 5 | 1.7% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 5 | 1.7% | — |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.4% | — |
| 21 | AmeriSave Mortgage Corporation | 4 | 1.4% | — |
| 22 | Alliance Bank 84 out of 100, Strong | 4 | 1.4% | 2.3% |
| 23 | Montgomery Bank 70 out of 100, Strong | 4 | 1.4% | 13.2% |
| 24 | GUILD MORTGAGE COMPANY | 3 | 1.0% | — |
| 25 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 1.0% | — |
| 26 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 1.0% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.0% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 29 | Truist Bank 63 out of 100, Moderate | 2 | 0.7% | 40.8% |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.7% | — |
| 31 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.7% | 25.7% |
| 32 | Synergy One Lending, Inc. | 2 | 0.7% | — |
| 33 | FIRSTTRUST HOME LOANS, INC. | 2 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 35 | AMERICAN FINANCIAL NETWORK, INC. | 2 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.7% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.7% | — |
| 38 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 0.7% | — |
| 39 | ROYAL UNITED MORTGAGE LLC | 2 | 0.7% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps