Missouri · HMDA 2025
Mortgage lenders in Ozark County, MO
83 lenders reported 236 home-loan applications in Ozark County in 2025. 96 closed as loans ($18.8M), 56 were denied — a 34.6% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 236
- Loans originated
- 96
- Purchase / refinance
- 43 / 46
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ozark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 19 | 8.1% | — |
| 2 | Mortgage Research Center, LLC | 16 | 6.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 14 | 5.9% | — |
| 4 | Stockmens Bank | 11 | 4.7% | — |
| 5 | Click n' Close, Inc. | 9 | 3.8% | — |
| 6 | Loandepot.Com, LLC | 7 | 3.0% | — |
| 7 | AmeriSave Mortgage Corporation | 7 | 3.0% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 3.0% | 39.5% |
| 9 | Broker Solutions, Inc. | 6 | 2.5% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.1% | — |
| 11 | BluCurrent Credit Union 65 out of 100, Moderate | 5 | 2.1% | 15.7% |
| 12 | Southern Bank 70 out of 100, Strong | 5 | 2.1% | 5.8% |
| 13 | 21st Mortgage Corporation | 4 | 1.7% | — |
| 14 | GUILD MORTGAGE COMPANY | 4 | 1.7% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.7% | — |
| 16 | GENEVA FINANCIAL, LLC | 4 | 1.7% | — |
| 17 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 1.7% | — |
| 18 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 1.7% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 4 | 1.7% | — |
| 20 | INFUZE Credit Union | 4 | 1.7% | — |
| 21 | Arvest Bank 57 out of 100, Moderate | 4 | 1.7% | 18.5% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.3% | 14.1% |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 1.3% | — |
| 24 | SPRING EQ, LLC | 3 | 1.3% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.3% | — |
| 26 | Baxter Credit Union 60 out of 100, Moderate | 3 | 1.3% | 20.2% |
| 27 | NEWREZ LLC | 2 | 0.8% | — |
| 28 | Discover Bank | 2 | 0.8% | — |
| 29 | The Farmers & Merchants Bank 67 out of 100, Moderate | 2 | 0.8% | 14.9% |
| 30 | FIGURE LENDING LLC | 2 | 0.8% | — |
| 31 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.8% | 19.1% |
| 32 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 33 | HomePride Bank 68 out of 100, Moderate | 2 | 0.8% | 6.6% |
| 34 | AMERICAN FINANCING CORPORATION | 2 | 0.8% | — |
| 35 | TAMMAC HOLDINGS CORPORATION | 2 | 0.8% | — |
| 36 | First Community Bank 62 out of 100, Moderate | 2 | 0.8% | 6.5% |
| 37 | FLAT BRANCH MORTGAGE, INC. | 2 | 0.8% | — |
| 38 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 0.8% | 10.0% |
| 39 | LONGBRIDGE FINANCIAL, LLC | 2 | 0.8% | — |
| 40 | GERSHMAN INVESTMENT CORP. | 2 | 0.8% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps