Missouri · HMDA 2025
Mortgage lenders in Putnam County, MO
49 lenders reported 85 home-loan applications in Putnam County in 2025. 40 closed as loans ($6.4M), 15 were denied — a 25.0% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 22% of applications, led by U.S. Bank National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 85
- Loans originated
- 40
- Purchase / refinance
- 23 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Putnam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 10.6% | 39.5% |
| 2 | Rocket Mortgage, LLC | 6 | 7.1% | — |
| 3 | Mortgage Research Center, LLC | 4 | 4.7% | — |
| 4 | Alliant Bank | 4 | 4.7% | — |
| 5 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 3 | 3.5% | 18.2% |
| 6 | FREEDOM MORTGAGE CORPORATION | 3 | 3.5% | — |
| 7 | Broker Solutions, Inc. | 2 | 2.4% | — |
| 8 | AmeriSave Mortgage Corporation | 2 | 2.4% | — |
| 9 | GUILD MORTGAGE COMPANY | 2 | 2.4% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 2 | 2.4% | — |
| 11 | Midwest Bank 66 out of 100, Moderate | 2 | 2.4% | 2.9% |
| 12 | PLANET HOME LENDING, LLC | 2 | 2.4% | — |
| 13 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 2.4% | 11.2% |
| 14 | First Interstate Bank 62 out of 100, Moderate | 2 | 2.4% | 29.4% |
| 15 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 2 | 2.4% | 15.4% |
| 16 | Bank of Springfield 55 out of 100, Moderate | 2 | 2.4% | 7.7% |
| 17 | MISSOURI ELECTRIC COOPERATIVES EMPL 82 out of 100, Strong | 2 | 2.4% | 3.8% |
| 18 | DAS Acquisition Company, LLC | 2 | 2.4% | — |
| 19 | DATA MORTGAGE, INC. | 2 | 2.4% | — |
| 20 | 21st Mortgage Corporation | 1 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.2% | 14.1% |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.2% | 22.2% |
| 23 | Discover Bank | 1 | 1.2% | — |
| 24 | Regions Bank 64 out of 100, Moderate | 1 | 1.2% | 43.1% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.2% | — |
| 26 | MidFirst Bank 34 out of 100, Low | 1 | 1.2% | 16.3% |
| 27 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 1 | 1.2% | 10.1% |
| 28 | GENEVA FINANCIAL, LLC | 1 | 1.2% | — |
| 29 | TOP FLITE FINANCIAL, INC. | 1 | 1.2% | — |
| 30 | CENTRAL STATE BANK 55 out of 100, Moderate | 1 | 1.2% | 14.1% |
| 31 | First Bank 78 out of 100, Strong | 1 | 1.2% | 2.4% |
| 32 | Farm Credit Mid-America | 1 | 1.2% | — |
| 33 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.2% | — |
| 34 | FLAT BRANCH MORTGAGE, INC. | 1 | 1.2% | — |
| 35 | Members Mortgage Services, L.L.C. | 1 | 1.2% | — |
| 36 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | 1.2% | — |
| 37 | INFUZE Credit Union | 1 | 1.2% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.2% | — |
| 39 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 1.2% | — |
| 40 | NBH Bank 66 out of 100, Moderate | 1 | 1.2% | 16.8% |
Top 40 of 49 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps