Missouri · HMDA 2025
Mortgage lenders in Saline County, MO
97 lenders reported 744 home-loan applications in Saline County in 2025. 425 closed as loans ($65.9M), 96 were denied — a 18.1% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 32% of applications, led by FLAT BRANCH MORTGAGE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 744
- Loans originated
- 425
- Purchase / refinance
- 237 / 149
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Saline County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FLAT BRANCH MORTGAGE, INC. | 102 | 13.7% | — |
| 2 | Wood & Huston Bank 82 out of 100, Strong | 71 | 9.5% | 3.4% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 63 | 8.5% | — |
| 4 | COMMUNITY BANK OF MARSHALL 69 out of 100, Moderate | 58 | 7.8% | 3.3% |
| 5 | Exchange Bank of Missouri | 41 | 5.5% | — |
| 6 | Rocket Mortgage, LLC | 29 | 3.9% | — |
| 7 | First State Community Bank 73 out of 100, Strong | 27 | 3.6% | 15.4% |
| 8 | PLANET HOME LENDING, LLC | 24 | 3.2% | — |
| 9 | Mortgage Research Center, LLC | 20 | 2.7% | — |
| 10 | Loandepot.Com, LLC | 16 | 2.2% | — |
| 11 | AmeriSave Mortgage Corporation | 15 | 2.0% | — |
| 12 | Midwest Mortgage Associates Corporation | 14 | 1.9% | — |
| 13 | NEWREZ LLC | 12 | 1.6% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.6% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 12 | 1.6% | — |
| 16 | NEW DAY FINANCIAL, LLC | 12 | 1.6% | — |
| 17 | The Central Trust Bank 69 out of 100, Moderate | 12 | 1.6% | 10.4% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 1.2% | 39.5% |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.1% | — |
| 20 | Gateway First Bank 54 out of 100, Below average | 8 | 1.1% | 5.3% |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.9% | 44.7% |
| 22 | 21st Mortgage Corporation | 6 | 0.8% | — |
| 23 | GUILD MORTGAGE COMPANY | 6 | 0.8% | — |
| 24 | LEADERONE FINANCIAL CORPORATION | 6 | 0.8% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.8% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.7% | 14.1% |
| 27 | Fairway Independent Mortgage Corporation | 5 | 0.7% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 29 | SPRING EQ, LLC | 5 | 0.7% | — |
| 30 | State Bank of Missouri | 5 | 0.7% | — |
| 31 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.5% | — |
| 32 | Discover Bank | 4 | 0.5% | — |
| 33 | The Federal Savings Bank 51 out of 100, Below average | 4 | 0.5% | 19.1% |
| 34 | River Region Credit Union | 4 | 0.5% | — |
| 35 | CENTRAL MISSOURI COMMUNITY CREDIT UNION 60 out of 100, Moderate | 4 | 0.5% | 36.8% |
| 36 | FREEDOM MORTGAGE CORPORATION | 4 | 0.5% | — |
| 37 | NATIONS DIRECT MORTGAGE, LLC | 4 | 0.5% | — |
| 38 | EVERETT FINANCIAL, INC. | 4 | 0.5% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
| 40 | MidFirst Bank 34 out of 100, Low | 3 | 0.4% | 16.3% |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps