Nebraska · HMDA 2025
Mortgage lenders in Keith County, NE
76 lenders reported 344 home-loan applications in Keith County in 2025. 182 closed as loans ($33.7M), 44 were denied — a 19.0% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 39% of applications, led by Adams Bank & Trust. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 344
- Loans originated
- 182
- Purchase / refinance
- 105 / 49
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Keith County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Adams Bank & Trust 82 out of 100, Strong | 69 | 20.1% | 10.6% |
| 2 | Pinnacle Bank 74 out of 100, Strong | 39 | 11.3% | 4.8% |
| 3 | Rocket Mortgage, LLC | 25 | 7.3% | — |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 16 | 4.7% | 32.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.9% | — |
| 6 | Mortgage Research Center, LLC | 10 | 2.9% | — |
| 7 | First National Bank of Omaha 72 out of 100, Strong | 8 | 2.3% | 25.9% |
| 8 | Broker Solutions, Inc. | 7 | 2.0% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 2.0% | 39.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 7 | 2.0% | — |
| 11 | WEST GATE BANK 72 out of 100, Strong | 7 | 2.0% | 4.8% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.7% | — |
| 13 | AmeriSave Mortgage Corporation | 5 | 1.5% | — |
| 14 | THE LOAN STORE, INC. | 5 | 1.5% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.2% | 14.1% |
| 16 | GUILD MORTGAGE COMPANY | 4 | 1.2% | — |
| 17 | FIGURE LENDING LLC | 4 | 1.2% | — |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 1.2% | — |
| 19 | CHURCHILL MORTGAGE CORPORATION | 4 | 1.2% | — |
| 20 | CHARTER WEST BANK 68 out of 100, Moderate | 4 | 1.2% | 8.6% |
| 21 | Equitable Bank 72 out of 100, Strong | 4 | 1.2% | 7.1% |
| 22 | First Interstate Bank 62 out of 100, Moderate | 4 | 1.2% | 29.4% |
| 23 | NEWREZ LLC | 3 | 0.9% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.9% | 22.2% |
| 25 | Loandepot.Com, LLC | 3 | 0.9% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 27 | Gateway First Bank 54 out of 100, Below average | 3 | 0.9% | 5.3% |
| 28 | Arbor Bank 57 out of 100, Moderate | 3 | 0.9% | 0.9% |
| 29 | Farm Credit Mid-America | 3 | 0.9% | — |
| 30 | AMERICAN FINANCING CORPORATION | 3 | 0.9% | — |
| 31 | PLAZA HOME MORTGAGE, INC. | 3 | 0.9% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 33 | Dayspring Bank 58 out of 100, Moderate | 3 | 0.9% | 5.6% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 35 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 36 | Discover Bank | 2 | 0.6% | — |
| 37 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 38 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.6% | 25.7% |
| 39 | Home Federal Savings and Loan Association of Grand Island 80 out of 100, Strong | 2 | 0.6% | 9.6% |
| 40 | American Mortgage Bank, LLC | 2 | 0.6% | — |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps