Nebraska · HMDA 2025
Mortgage lenders in Polk County, NE
50 lenders reported 163 home-loan applications in Polk County in 2025. 94 closed as loans ($14.2M), 19 were denied — a 16.2% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 34% of applications, led by Pinnacle Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 163
- Loans originated
- 94
- Purchase / refinance
- 53 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Polk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank 74 out of 100, Strong | 30 | 18.4% | 4.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 8.6% | 39.5% |
| 3 | WEST GATE BANK 72 out of 100, Strong | 11 | 6.7% | 4.8% |
| 4 | Rocket Mortgage, LLC | 9 | 5.5% | — |
| 5 | Cornerstone Bank 56 out of 100, Moderate | 8 | 4.9% | 18.4% |
| 6 | CHARTER WEST BANK 68 out of 100, Moderate | 6 | 3.7% | 8.6% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 3.1% | 32.5% |
| 8 | Plains Commerce Bank 59 out of 100, Moderate | 4 | 2.5% | 10.0% |
| 9 | ARCHER COOPERATIVE CREDIT UNION | 4 | 2.5% | — |
| 10 | Union Bank and Trust Company 76 out of 100, Strong | 4 | 2.5% | 11.7% |
| 11 | First National Bank of Omaha 72 out of 100, Strong | 4 | 2.5% | 25.9% |
| 12 | NEWREZ LLC | 3 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.8% | 14.1% |
| 14 | AmeriSave Mortgage Corporation | 3 | 1.8% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.8% | — |
| 16 | Home Federal Savings and Loan Association of Grand Island 80 out of 100, Strong | 3 | 1.8% | 9.6% |
| 17 | Prosperity Home Mortgage, LLC | 3 | 1.8% | — |
| 18 | Farm Credit Mid-America | 3 | 1.8% | — |
| 19 | CHURCHILL MORTGAGE CORPORATION | 3 | 1.8% | — |
| 20 | Discover Bank | 2 | 1.2% | — |
| 21 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.2% | — |
| 22 | Mortgage Research Center, LLC | 2 | 1.2% | — |
| 23 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.2% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 2 | 1.2% | — |
| 25 | BankFirst 85 out of 100, Very strong | 2 | 1.2% | 6.8% |
| 26 | GERSHMAN INVESTMENT CORP. | 2 | 1.2% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 2 | 1.2% | — |
| 28 | City Bank & Trust Co. 58 out of 100, Moderate | 2 | 1.2% | 6.2% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 30 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.6% | — |
| 32 | Broker Solutions, Inc. | 1 | 0.6% | — |
| 33 | GUARANTEED RATE, INC. | 1 | 0.6% | — |
| 34 | SPRING EQ, LLC | 1 | 0.6% | — |
| 35 | MNB Bank 75 out of 100, Strong | 1 | 0.6% | 7.5% |
| 36 | Lendage, LLC | 1 | 0.6% | — |
| 37 | Paramount Residential Mortgage Group, Inc. | 1 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 39 | Security First Bank 65 out of 100, Moderate | 1 | 0.6% | 3.1% |
| 40 | Bruning Bank 74 out of 100, Strong | 1 | 0.6% | 14.1% |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps