Nebraska · HMDA 2025
Mortgage lenders in Richardson County, NE
57 lenders reported 230 home-loan applications in Richardson County in 2025. 133 closed as loans ($21.5M), 44 were denied — a 24.0% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 44% of applications, led by Frontier Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 230
- Loans originated
- 133
- Purchase / refinance
- 58 / 62
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Richardson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Frontier Bank | 65 | 28.3% | — |
| 2 | Rocket Mortgage, LLC | 19 | 8.3% | — |
| 3 | STATE BANK OF TABLE ROCK 64 out of 100, Moderate | 17 | 7.4% | 7.7% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 10 | 4.3% | — |
| 5 | AmeriSave Mortgage Corporation | 9 | 3.9% | — |
| 6 | Mortgage Research Center, LLC | 8 | 3.5% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 3.0% | 39.5% |
| 8 | WEST GATE BANK 72 out of 100, Strong | 6 | 2.6% | 4.8% |
| 9 | Coastal Community Bank 35 out of 100, Low | 6 | 2.6% | 3.0% |
| 10 | NEWREZ LLC | 5 | 2.2% | — |
| 11 | GNBank, National Association 80 out of 100, Strong | 4 | 1.7% | 12.7% |
| 12 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 1.3% | 32.5% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.3% | — |
| 14 | GUILD MORTGAGE COMPANY | 3 | 1.3% | — |
| 15 | SPRING EQ, LLC | 3 | 1.3% | — |
| 16 | Pinnacle Bank 74 out of 100, Strong | 3 | 1.3% | 4.8% |
| 17 | First Interstate Bank 62 out of 100, Moderate | 3 | 1.3% | 29.4% |
| 18 | COMMUNITY BANC MORTGAGE CORPORATION | 3 | 1.3% | — |
| 19 | American National Bank | 3 | 1.3% | — |
| 20 | CMG MORTGAGE, INC. | 2 | 0.9% | — |
| 21 | 21st Mortgage Corporation | 2 | 0.9% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 23 | Loandepot.Com, LLC | 2 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 2 | 0.9% | — |
| 25 | Lendage, LLC | 2 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 2 | 0.9% | — |
| 27 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.9% | 19.1% |
| 28 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 0.9% | 8.6% |
| 29 | NATIONSTAR MORTGAGE LLC | 2 | 0.9% | — |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.9% | 37.2% |
| 31 | First National Bank of Omaha 72 out of 100, Strong | 2 | 0.9% | 25.9% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 33 | Discover Bank | 1 | 0.4% | — |
| 34 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 36 | Great Southern Bank 73 out of 100, Strong | 1 | 0.4% | 24.6% |
| 37 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.4% | 25.7% |
| 38 | University of Nebraska Federal Credit Union 65 out of 100, Moderate | 1 | 0.4% | 0.0% |
| 39 | First National Bank of America 51 out of 100, Below average | 1 | 0.4% | 16.9% |
| 40 | FIRST COLONY MORTGAGE CORPORATION | 1 | 0.4% | — |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps