Nebraska · HMDA 2025
Mortgage lenders in York County, NE
86 lenders reported 446 home-loan applications in York County in 2025. 247 closed as loans ($44.0M), 61 were denied — a 18.5% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 30% of applications, led by WEST GATE BANK. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 446
- Loans originated
- 247
- Purchase / refinance
- 149 / 72
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in York County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WEST GATE BANK 72 out of 100, Strong | 50 | 11.2% | 4.8% |
| 2 | Rocket Mortgage, LLC | 43 | 9.6% | — |
| 3 | Cornerstone Bank 56 out of 100, Moderate | 39 | 8.7% | 18.4% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 7.2% | 39.5% |
| 5 | Union Bank and Trust Company 76 out of 100, Strong | 27 | 6.1% | 11.7% |
| 6 | Paramount Residential Mortgage Group, Inc. | 19 | 4.3% | — |
| 7 | Pinnacle Bank 74 out of 100, Strong | 18 | 4.0% | 4.8% |
| 8 | Mortgage Research Center, LLC | 14 | 3.1% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 2.7% | 14.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.7% | — |
| 11 | First National Bank of Omaha 72 out of 100, Strong | 9 | 2.0% | 25.9% |
| 12 | FREEDOM MORTGAGE CORPORATION | 8 | 1.8% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.6% | — |
| 14 | PLANET HOME LENDING, LLC | 7 | 1.6% | — |
| 15 | NEWREZ LLC | 6 | 1.3% | — |
| 16 | Fairway Independent Mortgage Corporation | 6 | 1.3% | — |
| 17 | MORIA DEVELOPMENT, INC. | 6 | 1.3% | — |
| 18 | NEW DAY FINANCIAL, LLC | 6 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 5 | 1.1% | — |
| 20 | CHARTER WEST BANK 68 out of 100, Moderate | 5 | 1.1% | 8.6% |
| 21 | First State Bank Nebraska 71 out of 100, Strong | 5 | 1.1% | 12.3% |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.9% | 32.5% |
| 23 | Broker Solutions, Inc. | 4 | 0.9% | — |
| 24 | Discover Bank | 4 | 0.9% | — |
| 25 | GERSHMAN INVESTMENT CORP. | 4 | 0.9% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.9% | — |
| 27 | CENTRIS | 4 | 0.9% | — |
| 28 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 4 | 0.9% | 13.0% |
| 29 | CMG MORTGAGE, INC. | 3 | 0.7% | — |
| 30 | 21st Mortgage Corporation | 3 | 0.7% | — |
| 31 | Frontier Bank | 3 | 0.7% | — |
| 32 | CHURCHILL MORTGAGE CORPORATION | 3 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 34 | AmeriSave Mortgage Corporation | 2 | 0.4% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.4% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.4% | 44.7% |
| 37 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.4% | 25.7% |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.4% | — |
| 39 | BMO Bank National Association 83 out of 100, Strong | 2 | 0.4% | 40.5% |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.4% | 19.1% |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps