New Jersey · HMDA 2025
Mortgage lenders in Cape May County, NJ
366 lenders reported 7,517 home-loan applications in Cape May County in 2025. 4,127 closed as loans ($2.4B), 1,046 were denied — a 19.5% denial rate on decided applications, below the New Jersey rate of 22.9%. The three most active lenders handled 14% of applications, led by Citizens Bank, National Association. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,517
- Loans originated
- 4,127
- Purchase / refinance
- 2,197 / 1,149
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cape May County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 412 | 5.5% | 32.5% |
| 2 | Rocket Mortgage, LLC | 327 | 4.4% | — |
| 3 | TD Bank, National Association 63 out of 100, Moderate | 276 | 3.7% | 35.3% |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 250 | 3.3% | 44.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 240 | 3.2% | — |
| 6 | POLICE & FIRE | 224 | 3.0% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 206 | 2.7% | 14.1% |
| 8 | Loandepot.Com, LLC | 205 | 2.7% | — |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 203 | 2.7% | 33.8% |
| 10 | GUARANTEED RATE, INC. | 185 | 2.5% | — |
| 11 | OceanFirst Bank, National Association 63 out of 100, Moderate | 183 | 2.4% | 9.9% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 164 | 2.2% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 162 | 2.2% | 39.5% |
| 14 | NEWREZ LLC | 158 | 2.1% | — |
| 15 | Sturdy Savings Bank 68 out of 100, Moderate | 146 | 1.9% | 4.7% |
| 16 | Prosperity Home Mortgage, LLC | 142 | 1.9% | — |
| 17 | CITADEL FEDERAL CREDIT UNION 61 out of 100, Moderate | 131 | 1.7% | 29.0% |
| 18 | PHILADELPHIA FEDERAL CREDIT UNION 71 out of 100, Strong | 118 | 1.6% | 39.3% |
| 19 | CMG MORTGAGE, INC. | 105 | 1.4% | — |
| 20 | Crest Savings Bank 62 out of 100, Moderate | 94 | 1.3% | 5.1% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 93 | 1.2% | 22.2% |
| 22 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 89 | 1.2% | 18.3% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 88 | 1.2% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 74 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 69 | 0.9% | 32.9% |
| 26 | TRUMARK FINANCIAL CREDIT UNION 64 out of 100, Moderate | 62 | 0.8% | 30.4% |
| 27 | NVR Mortgage Finance, Inc. | 58 | 0.8% | — |
| 28 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 57 | 0.8% | 32.9% |
| 29 | Fulton Bank, National Association 65 out of 100, Moderate | 57 | 0.8% | 23.0% |
| 30 | Broker Solutions, Inc. | 53 | 0.7% | — |
| 31 | First Savings and Loan Company 62 out of 100, Moderate | 53 | 0.7% | 7.8% |
| 32 | DHI MORTGAGE COMPANY, LTD. | 52 | 0.7% | — |
| 33 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 52 | 0.7% | — |
| 34 | Discover Bank | 51 | 0.7% | — |
| 35 | FIGURE LENDING LLC | 51 | 0.7% | — |
| 36 | 21st Mortgage Corporation | 50 | 0.7% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 50 | 0.7% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 50 | 0.7% | 3.0% |
| 39 | SPRING EQ, LLC | 46 | 0.6% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 46 | 0.6% | — |
Top 40 of 366 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps