New Mexico · HMDA 2025
Mortgage lenders in McKinley County, NM
105 lenders reported 969 home-loan applications in McKinley County in 2025. 288 closed as loans ($47.2M), 362 were denied — a 53.6% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 47% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 969
- Loans originated
- 288
- Purchase / refinance
- 201 / 58
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McKinley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 329 | 34.0% | — |
| 2 | 21st Mortgage Corporation | 82 | 8.5% | — |
| 3 | Bank of Colorado 74 out of 100, Strong | 45 | 4.6% | 12.4% |
| 4 | Rocket Mortgage, LLC | 44 | 4.5% | — |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 39 | 4.0% | 74.7% |
| 6 | Waterstone Mortgage Corporation | 32 | 3.3% | — |
| 7 | Mortgage Research Center, LLC | 27 | 2.8% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 23 | 2.4% | — |
| 9 | BOKF, National Association 64 out of 100, Moderate | 22 | 2.3% | 27.5% |
| 10 | GUILD MORTGAGE COMPANY | 20 | 2.1% | — |
| 11 | CALCON MUTUAL MORTGAGE LLC | 20 | 2.1% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 1.5% | 39.5% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.2% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.1% | 32.9% |
| 15 | NEWREZ LLC | 11 | 1.1% | — |
| 16 | Loandepot.Com, LLC | 11 | 1.1% | — |
| 17 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 1.1% | — |
| 18 | CMG MORTGAGE, INC. | 9 | 0.9% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 0.9% | — |
| 20 | Broker Solutions, Inc. | 9 | 0.9% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.8% | 44.7% |
| 22 | First Financial Credit Union 50 out of 100, Below average | 8 | 0.8% | 19.0% |
| 23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | 0.7% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 0.7% | — |
| 25 | Click n' Close, Inc. | 6 | 0.6% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.5% | 14.1% |
| 27 | AMERICAN FINANCIAL NETWORK, INC. | 5 | 0.5% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.4% | 22.2% |
| 29 | GUARANTEED RATE, INC. | 4 | 0.4% | — |
| 30 | AmeriSave Mortgage Corporation | 4 | 0.4% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 4 | 0.4% | — |
| 32 | Equity Prime Mortgage LLC | 4 | 0.4% | — |
| 33 | MISSION LOANS, LLC | 4 | 0.4% | — |
| 34 | DIRECTORS MORTGAGE, INC. | 4 | 0.4% | — |
| 35 | NUSENDA | 4 | 0.4% | — |
| 36 | Discover Bank | 3 | 0.3% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.3% | 33.8% |
| 38 | PLANET HOME LENDING, LLC | 3 | 0.3% | — |
| 39 | SANDIA AREA | 3 | 0.3% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.3% | — |
Top 40 of 105 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps