New Mexico · HMDA 2025
Mortgage lenders in Quay County, NM
56 lenders reported 169 home-loan applications in Quay County in 2025. 57 closed as loans ($7.7M), 47 were denied — a 42.7% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 169
- Loans originated
- 57
- Purchase / refinance
- 34 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Quay County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 23 | 13.6% | — |
| 2 | Rocket Mortgage, LLC | 12 | 7.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 4.7% | — |
| 4 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | 4.7% | — |
| 5 | Loandepot.Com, LLC | 6 | 3.6% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 3.0% | — |
| 7 | GUARANTEED RATE, INC. | 5 | 3.0% | — |
| 8 | AmeriSave Mortgage Corporation | 5 | 3.0% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 5 | 3.0% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.4% | 14.1% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 2.4% | 39.5% |
| 12 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 2.4% | 74.7% |
| 13 | UMB Bank, National Association 65 out of 100, Moderate | 4 | 2.4% | 30.5% |
| 14 | NUSENDA | 4 | 2.4% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.8% | 32.9% |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.8% | 22.2% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.8% | — |
| 18 | Mortgage Research Center, LLC | 3 | 1.8% | — |
| 19 | FIGURE LENDING LLC | 3 | 1.8% | — |
| 20 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 1.8% | — |
| 21 | PLANET HOME LENDING, LLC | 3 | 1.8% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 3 | 1.8% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 3 | 1.8% | 3.0% |
| 24 | BMO Bank National Association 83 out of 100, Strong | 2 | 1.2% | 40.5% |
| 25 | State Employees Credit Union | 2 | 1.2% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.2% | — |
| 27 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 1.2% | — |
| 28 | Servion, Inc. | 2 | 1.2% | — |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.2% | — |
| 30 | NEW DAY FINANCIAL, LLC | 2 | 1.2% | — |
| 31 | UNION HOME MORTGAGE CORP. | 2 | 1.2% | — |
| 32 | Bell Bank 59 out of 100, Moderate | 2 | 1.2% | 7.1% |
| 33 | BOKF, National Association 64 out of 100, Moderate | 2 | 1.2% | 27.5% |
| 34 | Citibank, National Association 60 out of 100, Moderate | 2 | 1.2% | 24.0% |
| 35 | Magnolia Bank, Incorporated 49 out of 100, Below average | 2 | 1.2% | 10.3% |
| 36 | NEWREZ LLC | 1 | 0.6% | — |
| 37 | Broker Solutions, Inc. | 1 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 39 | SPRING EQ, LLC | 1 | 0.6% | — |
| 40 | Kirtland Federal Credit Union 71 out of 100, Strong | 1 | 0.6% | 24.2% |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps