New Mexico · HMDA 2025
Mortgage lenders in Socorro County, NM
77 lenders reported 309 home-loan applications in Socorro County in 2025. 155 closed as loans ($24.5M), 60 were denied — a 26.2% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 27% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 309
- Loans originated
- 155
- Purchase / refinance
- 101 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Socorro County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 32 | 10.4% | — |
| 2 | NUSENDA | 29 | 9.4% | — |
| 3 | Rocket Mortgage, LLC | 23 | 7.4% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 4.5% | — |
| 5 | Waterstone Mortgage Corporation | 12 | 3.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.2% | — |
| 7 | DIRECTORS MORTGAGE, INC. | 10 | 3.2% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.6% | — |
| 9 | CMG MORTGAGE, INC. | 7 | 2.3% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.3% | 14.1% |
| 11 | GUILD MORTGAGE COMPANY | 7 | 2.3% | — |
| 12 | Loandepot.Com, LLC | 6 | 1.9% | — |
| 13 | AmeriSave Mortgage Corporation | 6 | 1.9% | — |
| 14 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | 1.9% | — |
| 15 | NEWREZ LLC | 5 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 5 | 1.6% | — |
| 17 | FIGURE LENDING LLC | 5 | 1.6% | — |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 1.6% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.3% | — |
| 20 | Kirtland Federal Credit Union 71 out of 100, Strong | 4 | 1.3% | 24.2% |
| 21 | FREEDOM MORTGAGE CORPORATION | 4 | 1.3% | — |
| 22 | CASTLE & COOKE MORTGAGE, LLC | 4 | 1.3% | — |
| 23 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.3% | — |
| 24 | Broker Solutions, Inc. | 3 | 1.0% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.0% | — |
| 26 | Sunflower Bank, National Association 51 out of 100, Below average | 3 | 1.0% | 5.8% |
| 27 | BMO Bank National Association 83 out of 100, Strong | 3 | 1.0% | 40.5% |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.0% | — |
| 29 | Farmers Bank & Trust 96 out of 100, Very strong | 3 | 1.0% | 11.7% |
| 30 | KIND LENDING, LLC | 3 | 1.0% | — |
| 31 | V.I.P. MORTGAGE, INC. | 3 | 1.0% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.0% | — |
| 33 | Bell Bank 59 out of 100, Moderate | 3 | 1.0% | 7.1% |
| 34 | VAN DYK MORTGAGE CORPORATION | 3 | 1.0% | — |
| 35 | GoodLeap, LLC | 3 | 1.0% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 37 | SPRING EQ, LLC | 2 | 0.6% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.6% | 39.5% |
| 39 | Del Norte Credit Union 66 out of 100, Moderate | 2 | 0.6% | 16.7% |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.6% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps