New Mexico · HMDA 2025
Mortgage lenders in Torrance County, NM
108 lenders reported 895 home-loan applications in Torrance County in 2025. 355 closed as loans ($61.8M), 221 were denied — a 37.1% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 30% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 895
- Loans originated
- 355
- Purchase / refinance
- 266 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Torrance County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 91 | 10.2% | — |
| 2 | 21st Mortgage Corporation | 90 | 10.1% | — |
| 3 | Waterstone Mortgage Corporation | 85 | 9.5% | — |
| 4 | GUILD MORTGAGE COMPANY | 38 | 4.2% | — |
| 5 | Rocket Mortgage, LLC | 34 | 3.8% | — |
| 6 | Sunward Federal Credit Union 60 out of 100, Moderate | 34 | 3.8% | 10.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 3.1% | — |
| 8 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 24 | 2.7% | — |
| 9 | Mortgage Research Center, LLC | 21 | 2.3% | — |
| 10 | DIRECTORS MORTGAGE, INC. | 20 | 2.2% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 19 | 2.1% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.8% | 39.5% |
| 13 | CMG MORTGAGE, INC. | 14 | 1.6% | — |
| 14 | NEWREZ LLC | 14 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 14 | 1.6% | — |
| 16 | Equity Prime Mortgage LLC | 14 | 1.6% | — |
| 17 | Broker Solutions, Inc. | 12 | 1.3% | — |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 1.3% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 11 | 1.2% | — |
| 21 | AmeriSave Mortgage Corporation | 10 | 1.1% | — |
| 22 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 1.1% | 74.7% |
| 23 | BOKF, National Association 64 out of 100, Moderate | 10 | 1.1% | 27.5% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.0% | 32.9% |
| 25 | GUARANTEED RATE, INC. | 9 | 1.0% | — |
| 26 | PLAZA HOME MORTGAGE, INC. | 9 | 1.0% | — |
| 27 | NUSENDA | 9 | 1.0% | — |
| 28 | PENNYMAC LOAN SERVICES, LLC | 8 | 0.9% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.9% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.8% | — |
| 32 | V.I.P. MORTGAGE, INC. | 6 | 0.7% | — |
| 33 | VAN DYK MORTGAGE CORPORATION | 6 | 0.7% | — |
| 34 | HOMETRUST MORTGAGE COMPANY | 6 | 0.7% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 6 | 0.7% | 3.0% |
| 36 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 37 | Sunflower Bank, National Association 51 out of 100, Below average | 5 | 0.6% | 5.8% |
| 38 | Kirtland Federal Credit Union 71 out of 100, Strong | 5 | 0.6% | 24.2% |
| 39 | BMO Bank National Association 83 out of 100, Strong | 5 | 0.6% | 40.5% |
| 40 | PLANET HOME LENDING, LLC | 5 | 0.6% | — |
Top 40 of 108 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps