New Mexico · HMDA 2025
Mortgage lenders in Union County, NM
39 lenders reported 118 home-loan applications in Union County in 2025. 28 closed as loans ($4.2M), 49 were denied — a 60.5% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 32% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 118
- Loans originated
- 28
- Purchase / refinance
- 14 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 17 | 14.4% | — |
| 2 | 21st Mortgage Corporation | 13 | 11.0% | — |
| 3 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | 6.8% | — |
| 4 | RANLIFE, INC. | 6 | 5.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 4.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 5 | 4.2% | — |
| 7 | Mortgage Research Center, LLC | 5 | 4.2% | — |
| 8 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 5 | 4.2% | 22.5% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 4.2% | 74.7% |
| 10 | AmeriSave Mortgage Corporation | 4 | 3.4% | — |
| 11 | UMB Bank, National Association 65 out of 100, Moderate | 4 | 3.4% | 30.5% |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 3 | 2.5% | — |
| 13 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 2.5% | — |
| 14 | NEW DAY FINANCIAL, LLC | 3 | 2.5% | — |
| 15 | Centennial Bank 79 out of 100, Strong | 3 | 2.5% | 23.4% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.7% | — |
| 17 | SPRING EQ, LLC | 2 | 1.7% | — |
| 18 | FIGURE LENDING LLC | 2 | 1.7% | — |
| 19 | PLANET HOME LENDING, LLC | 2 | 1.7% | — |
| 20 | BETTER MORTGAGE CORPORATION | 2 | 1.7% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.8% | 32.9% |
| 22 | NEWREZ LLC | 1 | 0.8% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.8% | 14.1% |
| 24 | Loandepot.Com, LLC | 1 | 0.8% | — |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.8% | — |
| 26 | Broker Solutions, Inc. | 1 | 0.8% | — |
| 27 | GUILD MORTGAGE COMPANY | 1 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.8% | 39.5% |
| 29 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.8% | — |
| 30 | CrossFirst Bank | 1 | 0.8% | — |
| 31 | Loan Simple, Inc. | 1 | 0.8% | — |
| 32 | Amarillo National Bank 62 out of 100, Moderate | 1 | 0.8% | 14.9% |
| 33 | NATIONSTAR MORTGAGE LLC | 1 | 0.8% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.8% | — |
| 35 | Ixonia Bank 67 out of 100, Moderate | 1 | 0.8% | 4.7% |
| 36 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 1 | 0.8% | 1.2% |
| 37 | GoodLeap, LLC | 1 | 0.8% | — |
| 38 | Access Community Credit Union 66 out of 100, Moderate | 1 | 0.8% | 6.5% |
| 39 | Coastal Community Bank 35 out of 100, Low | 1 | 0.8% | 3.0% |
Top 39 of 39 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps