New York · HMDA 2025
Mortgage lenders in Columbia County, NY
172 lenders reported 2,146 home-loan applications in Columbia County in 2025. 1,160 closed as loans ($385.7M), 425 were denied — a 25.7% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 21% of applications, led by The Bank of Greene County. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,146
- Loans originated
- 1,160
- Purchase / refinance
- 495 / 282
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Bank of Greene County 77 out of 100, Strong | 160 | 7.5% | 24.3% |
| 2 | HOMESTEAD FUNDING CORP. | 158 | 7.4% | — |
| 3 | HUDSON VALLEY CREDIT UNION | 140 | 6.5% | — |
| 4 | Broadview Federal Credit Union 59 out of 100, Moderate | 133 | 6.2% | 29.9% |
| 5 | Rocket Mortgage, LLC | 123 | 5.7% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 89 | 4.1% | 14.1% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 78 | 3.6% | 32.5% |
| 8 | KeyBank National Association 63 out of 100, Moderate | 71 | 3.3% | 32.8% |
| 9 | GREYLOCK FEDERAL CREDIT UNION 67 out of 100, Moderate | 65 | 3.0% | 13.9% |
| 10 | GUARANTEED RATE, INC. | 59 | 2.7% | — |
| 11 | SUNMARK CREDIT UNION 56 out of 100, Moderate | 52 | 2.4% | 13.3% |
| 12 | TrustCo Bank 62 out of 100, Moderate | 51 | 2.4% | 28.5% |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 46 | 2.1% | 44.7% |
| 14 | Pioneer Bank 62 out of 100, Moderate | 45 | 2.1% | 24.6% |
| 15 | NEWREZ LLC | 44 | 2.1% | — |
| 16 | Community Bank, National Association 62 out of 100, Moderate | 44 | 2.1% | 18.9% |
| 17 | TD Bank, National Association 63 out of 100, Moderate | 34 | 1.6% | 35.3% |
| 18 | PENNYMAC LOAN SERVICES, LLC | 31 | 1.4% | — |
| 19 | MID-HUDSON VALLEY Federal Credit Union 69 out of 100, Moderate | 28 | 1.3% | 36.9% |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 24 | 1.1% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 1.0% | — |
| 22 | Citibank, National Association 60 out of 100, Moderate | 22 | 1.0% | 24.0% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 1.0% | — |
| 24 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 20 | 0.9% | 32.9% |
| 25 | 21st Mortgage Corporation | 19 | 0.9% | — |
| 26 | Discover Bank | 18 | 0.8% | — |
| 27 | NBT Bank, National Association 64 out of 100, Moderate | 18 | 0.8% | 23.4% |
| 28 | FIRST CREDIT CORPORATION OF NEW YORK, INC. | 18 | 0.8% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.7% | 32.9% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 0.7% | 22.2% |
| 31 | Loandepot.Com, LLC | 16 | 0.7% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 16 | 0.7% | — |
| 33 | Sidney Federal Credit Union 67 out of 100, Moderate | 15 | 0.7% | 13.9% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 0.7% | 39.5% |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 14 | 0.7% | 74.7% |
| 36 | SEFCU SERVICES, LLC | 14 | 0.7% | — |
| 37 | Broker Solutions, Inc. | 13 | 0.6% | — |
| 38 | Bethpage Federal Credit Union | 13 | 0.6% | — |
| 39 | PHH Mortgage Corporation | 12 | 0.6% | — |
| 40 | FIRST NEW YORK | 10 | 0.5% | — |
Top 40 of 172 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps