North Carolina · HMDA 2025
Mortgage lenders in Beaufort County, NC
179 lenders reported 1,816 home-loan applications in Beaufort County in 2025. 906 closed as loans ($198.4M), 337 were denied — a 25.9% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 27% of applications, led by STATE EMPLOYEES'. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,816
- Loans originated
- 906
- Purchase / refinance
- 442 / 263
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Beaufort County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 276 | 15.2% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 116 | 6.4% | — |
| 3 | Southern Bank and Trust Company 70 out of 100, Strong | 93 | 5.1% | 12.5% |
| 4 | Rocket Mortgage, LLC | 90 | 5.0% | — |
| 5 | First Bank 74 out of 100, Strong | 60 | 3.3% | 18.3% |
| 6 | 21st Mortgage Corporation | 58 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 52 | 2.9% | — |
| 8 | First National Bank of Pennsylvania 64 out of 100, Moderate | 47 | 2.6% | 26.6% |
| 9 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 46 | 2.5% | 22.5% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 43 | 2.4% | 32.9% |
| 11 | United Bank 74 out of 100, Strong | 43 | 2.4% | 20.3% |
| 12 | Mortgage Research Center, LLC | 35 | 1.9% | — |
| 13 | NEWREZ LLC | 34 | 1.9% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 33 | 1.8% | 40.8% |
| 15 | Alcova Mortgage LLC | 32 | 1.8% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 29 | 1.6% | — |
| 18 | Towne Bank 74 out of 100, Strong | 27 | 1.5% | 6.6% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.4% | 14.1% |
| 20 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 26 | 1.4% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 1.3% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 23 | 1.3% | 44.7% |
| 23 | Broker Solutions, Inc. | 22 | 1.2% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 19 | 1.0% | 3.0% |
| 25 | MOVEMENT MORTGAGE, LLC | 17 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 17 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 0.9% | — |
| 28 | LOCAL GOVERNMENT | 16 | 0.9% | — |
| 29 | NEW DAY FINANCIAL, LLC | 16 | 0.9% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 0.8% | 22.2% |
| 31 | NATIONSTAR MORTGAGE LLC | 15 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 12 | 0.7% | — |
| 33 | Loandepot.Com, LLC | 11 | 0.6% | — |
| 34 | Integrity Home Mortgage Corporation | 11 | 0.6% | — |
| 35 | BETTER MORTGAGE CORPORATION | 11 | 0.6% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 0.6% | 32.5% |
| 37 | SPRING EQ, LLC | 10 | 0.6% | — |
| 38 | Neighborhood Mortgage Solutions | 10 | 0.6% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 10 | 0.6% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.6% | — |
Top 40 of 179 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps