North Carolina · HMDA 2025
Mortgage lenders in Catawba County, NC
368 lenders reported 9,037 home-loan applications in Catawba County in 2025. 4,897 closed as loans ($1.3B), 1,341 were denied — a 20.6% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 20% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,037
- Loans originated
- 4,897
- Purchase / refinance
- 2,736 / 1,356
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Catawba County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 819 | 9.1% | — |
| 2 | Rocket Mortgage, LLC | 540 | 6.0% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 413 | 4.6% | 40.8% |
| 4 | DHI MORTGAGE COMPANY, LTD. | 375 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 373 | 4.1% | — |
| 6 | Peoples Bank 75 out of 100, Strong | 348 | 3.9% | 30.4% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 262 | 2.9% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 261 | 2.9% | — |
| 9 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 242 | 2.7% | — |
| 10 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 207 | 2.3% | 22.5% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 178 | 2.0% | — |
| 12 | NEWREZ LLC | 177 | 2.0% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 164 | 1.8% | 44.7% |
| 14 | MOVEMENT MORTGAGE, LLC | 163 | 1.8% | — |
| 15 | Loandepot.Com, LLC | 163 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 132 | 1.5% | 14.1% |
| 17 | LENNAR MORTGAGE, LLC | 128 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 126 | 1.4% | — |
| 19 | Fairway Independent Mortgage Corporation | 121 | 1.3% | — |
| 20 | Mortgage Research Center, LLC | 106 | 1.2% | — |
| 21 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 101 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 96 | 1.1% | — |
| 23 | INSPIRE HOME LOANS INC. | 89 | 1.0% | — |
| 24 | Alcova Mortgage LLC | 89 | 1.0% | — |
| 25 | GUILD MORTGAGE COMPANY | 83 | 0.9% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 82 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 80 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 75 | 0.8% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 73 | 0.8% | 32.9% |
| 30 | PLANET HOME LENDING, LLC | 69 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 69 | 0.8% | 3.0% |
| 32 | Fifth Third Bank, National Association 62 out of 100, Moderate | 68 | 0.8% | 34.0% |
| 33 | Truliant Federal Credit Union 67 out of 100, Moderate | 60 | 0.7% | 50.3% |
| 34 | LOCAL GOVERNMENT | 59 | 0.7% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 57 | 0.6% | 22.2% |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 56 | 0.6% | — |
| 37 | Kiavi Funding, Inc. | 51 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 50 | 0.6% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 49 | 0.5% | 33.8% |
| 40 | SPRING EQ, LLC | 47 | 0.5% | — |
Top 40 of 368 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps