North Carolina · HMDA 2025
Mortgage lenders in Columbus County, NC
200 lenders reported 2,068 home-loan applications in Columbus County in 2025. 785 closed as loans ($138.4M), 532 were denied — a 38.2% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 31% of applications, led by STATE EMPLOYEES'. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,068
- Loans originated
- 785
- Purchase / refinance
- 405 / 255
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbus County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 238 | 11.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 225 | 10.9% | — |
| 3 | 21st Mortgage Corporation | 176 | 8.5% | — |
| 4 | Rocket Mortgage, LLC | 79 | 3.8% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 77 | 3.7% | 40.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 62 | 3.0% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 53 | 2.6% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 51 | 2.5% | — |
| 9 | Alcova Mortgage LLC | 42 | 2.0% | — |
| 10 | NEWREZ LLC | 41 | 2.0% | — |
| 11 | DHI MORTGAGE COMPANY, LTD. | 37 | 1.8% | — |
| 12 | AmeriSave Mortgage Corporation | 36 | 1.7% | — |
| 13 | Primis Mortgage Company | 36 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 31 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 29 | 1.4% | — |
| 16 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 28 | 1.4% | 22.5% |
| 17 | Loandepot.Com, LLC | 26 | 1.3% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 1.3% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 25 | 1.2% | 33.8% |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 24 | 1.2% | — |
| 21 | PLANET HOME LENDING, LLC | 23 | 1.1% | — |
| 22 | United Bank 74 out of 100, Strong | 23 | 1.1% | 20.3% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 1.1% | — |
| 24 | CORNING CREDIT UNION | 21 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.0% | 32.9% |
| 26 | Broker Solutions, Inc. | 19 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 0.9% | — |
| 28 | GUARANTEED RATE, INC. | 15 | 0.7% | — |
| 29 | First Bank 74 out of 100, Strong | 15 | 0.7% | 18.3% |
| 30 | NATIONSTAR MORTGAGE LLC | 14 | 0.7% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.6% | 14.1% |
| 32 | MOVEMENT MORTGAGE, LLC | 13 | 0.6% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 13 | 0.6% | 3.0% |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 12 | 0.6% | — |
| 35 | CALCON MUTUAL MORTGAGE LLC | 12 | 0.6% | — |
| 36 | NEW DAY FINANCIAL, LLC | 12 | 0.6% | — |
| 37 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 12 | 0.6% | — |
| 38 | T2 FINANCIAL LLC | 11 | 0.5% | — |
| 39 | SouthState Bank, National Association 68 out of 100, Moderate | 11 | 0.5% | 23.3% |
| 40 | LOCAL GOVERNMENT | 10 | 0.5% | — |
Top 40 of 200 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps