North Carolina · HMDA 2025
Mortgage lenders in Craven County, NC
286 lenders reported 5,906 home-loan applications in Craven County in 2025. 3,084 closed as loans ($826.6M), 905 were denied — a 21.7% denial rate on decided applications, close to the North Carolina rate of 22.7%. The three most active lenders handled 19% of applications, led by Navy Federal Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,906
- Loans originated
- 3,084
- Purchase / refinance
- 1,667 / 895
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Craven County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 437 | 7.4% | 32.9% |
| 2 | STATE EMPLOYEES' | 383 | 6.5% | — |
| 3 | Rocket Mortgage, LLC | 331 | 5.6% | — |
| 4 | GUARANTEED RATE, INC. | 300 | 5.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 256 | 4.3% | — |
| 6 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 253 | 4.3% | 22.5% |
| 7 | Mortgage Research Center, LLC | 233 | 3.9% | — |
| 8 | DHI MORTGAGE COMPANY, LTD. | 217 | 3.7% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 181 | 3.1% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 172 | 2.9% | 40.8% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 163 | 2.8% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 152 | 2.6% | — |
| 13 | NEWREZ LLC | 142 | 2.4% | — |
| 14 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 122 | 2.1% | — |
| 15 | 21st Mortgage Corporation | 118 | 2.0% | — |
| 16 | NEW DAY FINANCIAL, LLC | 74 | 1.3% | — |
| 17 | First National Bank of Pennsylvania 64 out of 100, Moderate | 73 | 1.2% | 26.6% |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 72 | 1.2% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 71 | 1.2% | — |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 66 | 1.1% | 33.8% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 63 | 1.1% | 14.1% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 61 | 1.0% | 44.7% |
| 23 | Southern Bank and Trust Company 70 out of 100, Strong | 60 | 1.0% | 12.5% |
| 24 | PLANET HOME LENDING, LLC | 60 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 55 | 0.9% | — |
| 26 | UNION HOME MORTGAGE CORP. | 51 | 0.9% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 51 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 50 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 50 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 49 | 0.8% | — |
| 31 | FIRST FLIGHT | 46 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 46 | 0.8% | 3.0% |
| 33 | GUILD MORTGAGE COMPANY | 43 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 43 | 0.7% | — |
| 35 | American Security Mortgage Corp. | 43 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 39 | 0.7% | 22.2% |
| 37 | United Bank 74 out of 100, Strong | 38 | 0.6% | 20.3% |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 35 | 0.6% | — |
| 39 | Integrity Home Mortgage Corporation | 35 | 0.6% | — |
| 40 | Broker Solutions, Inc. | 31 | 0.5% | — |
Top 40 of 286 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps