North Carolina · HMDA 2025
Mortgage lenders in Davie County, NC
208 lenders reported 2,415 home-loan applications in Davie County in 2025. 1,317 closed as loans ($302.9M), 380 were denied — a 21.4% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 23% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,415
- Loans originated
- 1,317
- Purchase / refinance
- 645 / 377
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Davie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 265 | 11.0% | — |
| 2 | ALLEGACY FEDERAL CREDIT UNION | 155 | 6.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 141 | 5.8% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 119 | 4.9% | 40.8% |
| 5 | Rocket Mortgage, LLC | 110 | 4.6% | — |
| 6 | Truliant Federal Credit Union 67 out of 100, Moderate | 108 | 4.5% | 50.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 78 | 3.2% | — |
| 8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 71 | 2.9% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 67 | 2.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 2.6% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 43 | 1.8% | — |
| 12 | NEWREZ LLC | 40 | 1.7% | — |
| 13 | Loandepot.Com, LLC | 39 | 1.6% | — |
| 14 | Fairway Independent Mortgage Corporation | 37 | 1.5% | — |
| 15 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 37 | 1.5% | — |
| 16 | Mortgage Research Center, LLC | 35 | 1.4% | — |
| 17 | MOVEMENT MORTGAGE, LLC | 31 | 1.3% | — |
| 18 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 30 | 1.2% | 22.5% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 1.2% | 32.9% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.1% | 14.1% |
| 21 | SPRING EQ, LLC | 25 | 1.0% | — |
| 22 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 25 | 1.0% | 5.7% |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 24 | 1.0% | 44.7% |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 1.0% | — |
| 25 | Bank OZK 76 out of 100, Strong | 23 | 1.0% | 37.8% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 0.9% | — |
| 27 | First Horizon Bank 64 out of 100, Moderate | 21 | 0.9% | 25.4% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 19 | 0.8% | 22.2% |
| 29 | First National Bank of Pennsylvania 64 out of 100, Moderate | 19 | 0.8% | 26.6% |
| 30 | PLANET HOME LENDING, LLC | 18 | 0.7% | — |
| 31 | ENVOY MORTGAGE, LTD | 18 | 0.7% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 18 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 18 | 0.7% | — |
| 34 | Broker Solutions, Inc. | 15 | 0.6% | — |
| 35 | GUARANTEED RATE, INC. | 15 | 0.6% | — |
| 36 | AmeriSave Mortgage Corporation | 15 | 0.6% | — |
| 37 | FIGURE LENDING LLC | 15 | 0.6% | — |
| 38 | INSPIRE HOME LOANS INC. | 14 | 0.6% | — |
| 39 | CMG MORTGAGE, INC. | 13 | 0.5% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 13 | 0.5% | — |
Top 40 of 208 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps