North Carolina · HMDA 2025
Mortgage lenders in Duplin County, NC
175 lenders reported 1,644 home-loan applications in Duplin County in 2025. 722 closed as loans ($136.4M), 400 were denied — a 34.0% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 33% of applications, led by STATE EMPLOYEES'. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,644
- Loans originated
- 722
- Purchase / refinance
- 389 / 212
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Duplin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 216 | 13.1% | — |
| 2 | 21st Mortgage Corporation | 214 | 13.0% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 110 | 6.7% | — |
| 4 | Rocket Mortgage, LLC | 71 | 4.3% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 63 | 3.8% | 40.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 53 | 3.2% | — |
| 7 | NEWREZ LLC | 48 | 2.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 40 | 2.4% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 2.0% | 32.9% |
| 10 | FREEDOM MORTGAGE CORPORATION | 32 | 1.9% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 29 | 1.8% | — |
| 12 | Southern Bank and Trust Company 70 out of 100, Strong | 27 | 1.6% | 12.5% |
| 13 | Mortgage Research Center, LLC | 25 | 1.5% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 1.4% | — |
| 15 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 23 | 1.4% | 22.5% |
| 16 | First Bank 74 out of 100, Strong | 20 | 1.2% | 18.3% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.2% | 14.1% |
| 18 | MOVEMENT MORTGAGE, LLC | 19 | 1.2% | — |
| 19 | AMERICAN FINANCIAL RESOURCES, INC. | 18 | 1.1% | — |
| 20 | Broker Solutions, Inc. | 17 | 1.0% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.0% | — |
| 22 | AgCarolina Farm Credit, FLCA | 17 | 1.0% | — |
| 23 | GUILD MORTGAGE COMPANY | 16 | 1.0% | — |
| 24 | NEW DAY FINANCIAL, LLC | 15 | 0.9% | — |
| 25 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 14 | 0.9% | — |
| 27 | Primis Mortgage Company | 14 | 0.9% | — |
| 28 | LOCAL GOVERNMENT | 13 | 0.8% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.7% | — |
| 30 | PLANET HOME LENDING, LLC | 11 | 0.7% | — |
| 31 | GUARANTEED RATE, INC. | 10 | 0.6% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.6% | — |
| 33 | LOWER, LLC | 10 | 0.6% | — |
| 34 | First National Bank of Pennsylvania 64 out of 100, Moderate | 10 | 0.6% | 26.6% |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 0.5% | 33.8% |
| 36 | Loandepot.Com, LLC | 8 | 0.5% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.5% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 8 | 0.5% | — |
| 39 | United Community Bank 67 out of 100, Moderate | 8 | 0.5% | 25.4% |
| 40 | Coastal Community Bank 35 out of 100, Low | 8 | 0.5% | 3.0% |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps