North Carolina · HMDA 2025
Mortgage lenders in Edgecombe County, NC
176 lenders reported 1,640 home-loan applications in Edgecombe County in 2025. 675 closed as loans ($104.3M), 418 were denied — a 36.5% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 28% of applications, led by STATE EMPLOYEES'. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,640
- Loans originated
- 675
- Purchase / refinance
- 358 / 224
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Edgecombe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 230 | 14.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 134 | 8.2% | — |
| 3 | Rocket Mortgage, LLC | 88 | 5.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 58 | 3.5% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 52 | 3.2% | 40.8% |
| 6 | Southern Bank and Trust Company 70 out of 100, Strong | 49 | 3.0% | 12.5% |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 41 | 2.5% | 32.9% |
| 8 | Kiavi Funding, Inc. | 39 | 2.4% | — |
| 9 | Mortgage Research Center, LLC | 38 | 2.3% | — |
| 10 | NEWREZ LLC | 33 | 2.0% | — |
| 11 | AmeriSave Mortgage Corporation | 33 | 2.0% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 2.0% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 31 | 1.9% | — |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 30 | 1.8% | 33.8% |
| 15 | LOWER, LLC | 29 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 28 | 1.7% | — |
| 17 | 21st Mortgage Corporation | 27 | 1.6% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.6% | 14.1% |
| 19 | Broker Solutions, Inc. | 26 | 1.6% | — |
| 20 | LOCAL GOVERNMENT | 22 | 1.3% | — |
| 21 | GUARANTEED RATE, INC. | 19 | 1.2% | — |
| 22 | NEW DAY FINANCIAL, LLC | 18 | 1.1% | — |
| 23 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 18 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 16 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 16 | 1.0% | — |
| 27 | COASTAL Federal Credit Union 66 out of 100, Moderate | 15 | 0.9% | 28.9% |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 0.9% | — |
| 29 | Equity Prime Mortgage LLC | 13 | 0.8% | — |
| 30 | LENDINGONE, LLC | 12 | 0.7% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 12 | 0.7% | — |
| 32 | GUILD MORTGAGE COMPANY | 11 | 0.7% | — |
| 33 | DOMINION FINANCIAL SERVICES, LLC | 11 | 0.7% | — |
| 34 | MILEND, INC. | 11 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.7% | — |
| 36 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 11 | 0.7% | 22.5% |
| 37 | KEYSTONE FUNDING, INC. | 10 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.5% | — |
| 39 | Discover Bank | 8 | 0.5% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.5% | — |
Top 40 of 176 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps