North Carolina · HMDA 2025
Mortgage lenders in Harnett County, NC
335 lenders reported 10,895 home-loan applications in Harnett County in 2025. 5,532 closed as loans ($1.5B), 1,409 were denied — a 19.4% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 18% of applications, led by STATE EMPLOYEES'. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 10,895
- Loans originated
- 5,532
- Purchase / refinance
- 3,554 / 1,403
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harnett County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 742 | 6.8% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 637 | 5.8% | — |
| 3 | FREEDOM MORTGAGE CORPORATION | 566 | 5.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 486 | 4.5% | — |
| 5 | Mortgage Research Center, LLC | 426 | 3.9% | — |
| 6 | Rocket Mortgage, LLC | 387 | 3.6% | — |
| 7 | NEWREZ LLC | 345 | 3.2% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 307 | 2.8% | 32.9% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 278 | 2.6% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 264 | 2.4% | — |
| 11 | DHI MORTGAGE COMPANY, LTD. | 261 | 2.4% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 227 | 2.1% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 208 | 1.9% | 40.8% |
| 14 | Loandepot.Com, LLC | 207 | 1.9% | — |
| 15 | VILLAGE CAPITAL & INVESTMENT LLC | 197 | 1.8% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 194 | 1.8% | — |
| 17 | NFM, INC. | 193 | 1.8% | — |
| 18 | KBHS HOME LOANS, LLC | 136 | 1.2% | — |
| 19 | GUARANTEED RATE, INC. | 130 | 1.2% | — |
| 20 | COASTAL Federal Credit Union 66 out of 100, Moderate | 114 | 1.0% | 28.9% |
| 21 | JET HOMELOANS, LP | 113 | 1.0% | — |
| 22 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 112 | 1.0% | 22.5% |
| 23 | Towne Bank 74 out of 100, Strong | 105 | 1.0% | 6.6% |
| 24 | NATIONSTAR MORTGAGE LLC | 105 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 102 | 0.9% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 98 | 0.9% | 14.1% |
| 27 | Broker Solutions, Inc. | 98 | 0.9% | — |
| 28 | NVR Mortgage Finance, Inc. | 93 | 0.9% | — |
| 29 | GUILD MORTGAGE COMPANY | 83 | 0.8% | — |
| 30 | LENNAR MORTGAGE, LLC | 75 | 0.7% | — |
| 31 | NEW DAY FINANCIAL, LLC | 75 | 0.7% | — |
| 32 | 21st Mortgage Corporation | 74 | 0.7% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 72 | 0.7% | 44.7% |
| 34 | MATTAMY HOME FUNDING, LLC | 69 | 0.6% | — |
| 35 | FBC MORTGAGE, LLC | 68 | 0.6% | — |
| 36 | AmeriSave Mortgage Corporation | 67 | 0.6% | — |
| 37 | Heritage Mortgage, LLC | 67 | 0.6% | — |
| 38 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 66 | 0.6% | — |
| 39 | Fifth Third Bank, National Association 62 out of 100, Moderate | 63 | 0.6% | 34.0% |
| 40 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 62 | 0.6% | 2.2% |
Top 40 of 335 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps