North Carolina · HMDA 2025
Mortgage lenders in Lenoir County, NC
190 lenders reported 2,069 home-loan applications in Lenoir County in 2025. 954 closed as loans ($172.5M), 471 were denied — a 31.7% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 27% of applications, led by STATE EMPLOYEES'. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,069
- Loans originated
- 954
- Purchase / refinance
- 532 / 266
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lenoir County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 322 | 15.6% | — |
| 2 | 21st Mortgage Corporation | 121 | 5.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 116 | 5.6% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 86 | 4.2% | 40.8% |
| 5 | Mortgage Research Center, LLC | 76 | 3.7% | — |
| 6 | Rocket Mortgage, LLC | 73 | 3.5% | — |
| 7 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 63 | 3.0% | 22.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 59 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 58 | 2.8% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 50 | 2.4% | — |
| 11 | NEWREZ LLC | 43 | 2.1% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 43 | 2.1% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 1.8% | 32.9% |
| 14 | AmeriSave Mortgage Corporation | 36 | 1.7% | — |
| 15 | Southern Bank and Trust Company 70 out of 100, Strong | 35 | 1.7% | 12.5% |
| 16 | First National Bank of Pennsylvania 64 out of 100, Moderate | 32 | 1.5% | 26.6% |
| 17 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 31 | 1.5% | — |
| 18 | LOWER, LLC | 31 | 1.5% | — |
| 19 | Loandepot.Com, LLC | 30 | 1.4% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 1.4% | — |
| 21 | Broker Solutions, Inc. | 28 | 1.4% | — |
| 22 | PLANET HOME LENDING, LLC | 27 | 1.3% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 24 | 1.2% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 23 | 1.1% | 33.8% |
| 25 | NEW DAY FINANCIAL, LLC | 23 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 22 | 1.1% | — |
| 27 | American Security Mortgage Corp. | 19 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.7% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 0.7% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 15 | 0.7% | 3.0% |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 14 | 0.7% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.6% | 14.1% |
| 33 | LOCAL GOVERNMENT | 12 | 0.6% | — |
| 34 | SUCCESS MORTGAGE PARTNERS, INC. | 12 | 0.6% | — |
| 35 | PHH Mortgage Corporation | 12 | 0.6% | — |
| 36 | Alcova Mortgage LLC | 11 | 0.5% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.5% | 22.2% |
| 38 | LIMA ONE CAPITAL, LLC | 9 | 0.4% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 9 | 0.4% | — |
| 40 | T2 FINANCIAL LLC | 9 | 0.4% | — |
Top 40 of 190 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps